Bank routing number ยท Steelville, Missouri
FCNB Bank Routing Number (ABA): 081510593
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The FCNB Bank routing number is 081510593. It is the primary ABA routing transit number on the bank's FFIEC National Information Center record, refreshed here on October 27, 2026.
FCNB Bank at a glance
Its CET1 capital ratio was 10.11% at Q2 2026, above regulatory requirements.
- Total assets, Q2 2026
- $220.4M
- CET1 ratio, Q2 2026
- 10.11%
- Deposit insurance
- FDIC
- Regulator
- Federal Reserve
- Domestic offices
- 6 FDIC institution directory, current count
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1906
Full financial profile · Is FCNB Bank safe? · FCNB Bank call report · Branch locations
FCNB Bank routing numbers on file
| Routing number | Type | Status | Source |
|---|---|---|---|
| 081510593 | Primary ABA | Active | FFIEC NIC |
Record refreshed here on October 27, 2026. NIC holds one primary number per bank; FCNB Bank publishes any other numbers it uses itself.
What the digits mean
The first two digits, 08, place this number in the Federal Reserve Bank of St. Louis's district (District 8). Digits five through eight, 1059, identify the institution within that district. The last digit, 3, is a check digit, and the number passes the standard check: weight the nine digits 3, 7, 1, 3, 7, 1, 3, 7, 1 and the sum is a multiple of 10.
Before you send money to FCNB Bank
A routing number tells the payment network which financial institution holds an account. You give it with an account number for ACH transfers through the automated clearing house, such as direct deposit, bill pay and transfers from a checking account, which usually settle in one to two business days. An international wire to a US account normally needs the bank's SWIFT code as well.
Match this number against the one on your FCNB Bank checks or in its online banking. Ask the bank for wire instructions (www.fcnb.com). Our record does not show whether this number receives wires. The Federal Reserve's E-Payments Routing Directory shows it: its Fedwire participant search lists the numbers that can receive Fedwire transfers, and its FedACH search lists those that receive ACH payments. How to confirm any routing number.
About FCNB Bank
FCNB Bank is headquartered in Steelville, Missouri and was established in 1906. It reported $220.4M in total assets and $196.0M in deposits for Q2 2026, the 119th largest of the 191 banks headquartered in Missouri. See the largest banks in Missouri by total assets. It reports 6 domestic offices. Its deposits have been FDIC insured since 1934. Its primary federal regulator is the Federal Reserve.
What the digits in 081510593 mean
The first four digits, 0815, are the Federal Reserve routing symbol. The prefix 08 places the number in the 8th Federal Reserve District (St. Louis). That is also the district where the bank is headquartered. Digits five through eight, 1059, identify the institution within its Federal Reserve district. The last digit, 3, is a check digit. Weighting the digits 3, 7 and 1 in turn gives 3 x 10 + 7 x 18 + 4 = 160, a multiple of 10, so 081510593 is a well-formed routing number. A mistyped digit almost always breaks that sum.
What is the FCNB Bank routing number?
The FCNB Bank routing number is 081510593. It is the primary ABA routing transit number registered to FCNB Bank, headquartered in Steelville, MO. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 27, 2026.
What is the FCNB Bank wire routing number?
This page lists the primary routing number registered to FCNB Bank. The record does not say whether the bank uses the same number for wire transfers. Confirm the wire routing number with FCNB Bank before sending a wire.
Is ABA number 081510593 the routing number for FCNB Bank?
Yes. It is the primary routing number registered to FCNB Bank.
Which bank uses routing number 081510593?
It belongs to FCNB Bank, headquartered in Steelville, MO. It is the bank's primary ABA routing number (FDIC certificate 1639).
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View FCNB Bank's full profile →
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Regulator records: FDIC BankFind (cert 1639) · FFIEC NIC profile (RSSD 619859)