Branch Network
FCNB Bank Locations & Branches Steelville, Missouri
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FCNB Bank operates 6 branches from its headquarters in Steelville, MO, .
FCNB Bank branch network
All 6 branches are in MISSOURI, across 5 cities. Rolla, MO has the most of its branches, 2. Its largest office by deposits is its main office in Steelville, MO, with $94.7M (48.3% of its branch deposits). It had the same number of branches on June 30, 2025.
FCNB Bank at a glance
Its CET1 capital ratio was 10.11% at Q2 2026, above regulatory requirements.
- Total assets, Q2 2026
- $220.4M
- CET1 ratio, Q2 2026
- 10.11%
- Deposit insurance
- FDIC
- Regulator
- Federal Reserve
- Established
- 1906
Full financial profile · Is FCNB Bank safe? · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Steelville, MO (1 branch) | 1 of 2 | 63.4% | $94.7M |
| State: MO (6 branches) | 142 of 249 | <0.1% | $196.0M |
Ranked by total assets among banks headquartered in the state: Largest banks in Missouri.
Share by county and metro area
FCNB Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Crawford, MO (2 branches) | 2 of 5 | 26.1% | $126.7M | $484.9M |
| Franklin, MO (1 branch) | 15 of 17 | 0.7% | $26.9M | $3.93B |
| Phelps, MO (2 branches) | 9 of 10 | 1.7% | $23.5M | $1.36B |
| St. Louis, MO (1 branch) | 47 of 55 | <0.1% | $18.8M | $48.49B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| St. Louis, MO-IL (2 branches) | 92 of 111 | <0.1% | $45.8M | $141.72B |
| Rolla, MO (2 branches) | 9 of 10 | 1.7% | $23.5M | $1.36B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| FCNB Bank (main office) | Steelville, MO | 65565 | $94.7M |
| Cuba Branch | Cuba, MO | 65453 | $32.0M |
| Sullivan Branch | Sullivan, MO | 63080 | $26.9M |
| Eureka Branch | Eureka, MO | 63025 | $18.8M |
| North Bishop Avenue Branch | Rolla, MO | 65401 | $16.9M |
| Bishop Branch | Rolla, MO | 65401 | $6.6M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 1639) · FFIEC NIC profile (RSSD 619859)