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Fidelity Bank of Texas Locations & Branches Waco, Texas

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Fidelity Bank of Texas operates 2 branches from its headquarters in Waco, TX, .

Fidelity Bank of Texas branch network

Both branches are in TEXAS, across 2 cities. Its largest office by deposits is its main office in Waco, TX, with $71.3M (53.8% of its branch deposits). It had the same number of branches on June 30, 2025.

Fidelity Bank of Texas at a glance

It reports no CET1 ratio; its Tier 1 leverage ratio was 10.65% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.

Total assets, Q2 2026
$162.8M
Tier 1 leverage ratio, Q2 2026
10.65%
Deposit insurance
FDIC
Regulator
Federal Reserve
Latest call report
Q2 2026, FFIEC 051
Established
1974

Full financial profile · Is Fidelity Bank of Texas safe? · Fidelity Bank of Texas call report · Routing number

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Deposit market share

Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.

Area Rank Deposit share Deposits
City: Waco, TX (1 branch) 15 of 21 1.1% $71.3M
State: TX (2 branches) 337 of 441 <0.1% $132.5M

Ranked by total assets among banks headquartered in the state: Largest banks in Texas.

Share by county and metro area

Fidelity Bank of Texas's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.

Counties

County Rank Deposit share Deposits County total
Mclennan, TX (2 branches) 14 of 22 1.6% $132.5M $8.23B

Metro areas

Metro area Rank Deposit share Deposits Metro total
Waco, TX (2 branches) 14 of 26 1.6% $132.5M $8.51B
Branch Location ZIP Deposits
Fidelity Bank of Texas (main office)
Waco, TX
76708 $71.3M
Robinson Branch
Robinson, TX
76706 $61.3M

Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.