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Finance Factors, Limited Locations & Branches Honolulu, Hawaii
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Finance Factors, Limited operates 13 branches from its headquarters in Honolulu, HI, .
Finance Factors, Limited branch network
All 13 branches are in HAWAII, across 7 cities. Honolulu, HI has the most of its branches, 7. Its largest office by deposits is the Pearl City Branch office in Pearl City, HI, with $95.8M (18.4% of its branch deposits). It had the same number of branches on June 30, 2025.
Finance Factors, Limited at a glance
Its CET1 capital ratio was 15.64% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $683.7M
- CET1 ratio, Q2 2026
- 15.64%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 031
- Established
- 1952
Full financial profile · Is Finance Factors, Limited safe? · Finance Factors, Limited call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Honolulu, HI (7 branches) | 7 of 13 | 0.9% | $326.3M |
| State: HI (13 branches) | 7 of 13 | 0.9% | $519.3M |
Ranked by total assets among banks headquartered in the state: Largest banks in Hawaii.
Share by county and metro area
Finance Factors, Limited's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Honolulu, HI (9 branches) | 7 of 13 | 1.0% | $462.1M | $45.89B |
| Maui, HI (1 branch) | 6 of 7 | 0.6% | $30.1M | $4.85B |
| Hawaii, HI (2 branches) | 8 of 8 | 0.5% | $20.5M | $4.55B |
| Kauai, HI (1 branch) | 6 of 6 | 0.4% | $6.5M | $1.75B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Urban Honolulu, HI (9 branches) | 7 of 13 | 1.0% | $462.1M | $45.89B |
| Kahului-Wailuku-Lahaina, HI (1 branch) | 6 of 7 | 0.6% | $30.1M | $4.85B |
| Hilo, HI (2 branches) | 8 of 8 | 0.5% | $20.5M | $4.55B |
| Kapaa, HI (1 branch) | 6 of 6 | 0.4% | $6.5M | $1.75B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Pearl City Branch | Pearl City, HI | 96782 | $95.8M |
| Liliha Branch | Honolulu, HI | 96817 | $68.2M |
| Finance Factors, Ltd. | Honolulu, HI | 96813 | $58.6M |
| Kahala Branch | Honolulu, HI | 96816 | $48.3M |
| Kailua Branch | Kailua, HI | 96734 | $40.1M |
| Manoa Branch | Honolulu, HI | 96822 | $38.8M |
| Kaimuki Branch | Honolulu, HI | 96816 | $38.5M |
| Kalihi Branch | Honolulu, HI | 96817 | $38.4M |
| Kapiolani Branch | Honolulu, HI | 96814 | $35.5M |
| Kahului Branch | Kahului, HI | 96732 | $30.1M |
| Hilo Branch | Hilo, HI | 96720 | $11.2M |
| Kailua-Kona | Kailua Kona, HI | 96740 | $9.3M |
| Lihue Branch | Lihue, HI | 96766 | $6.5M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 25158) · FFIEC NIC profile (RSSD 827560)