First Bank Kansas: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks First Bank Kansas of Salina, KS against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 4.91% | 1.25% | +3.66% | 99th top |
| ROAE | 64.29% | 12.22% | +52.07% | 100th top |
| Net Interest Margin | 4.81% | 3.95% | +0.86% | 88th top |
| Efficiency Ratio | 51.80% | 63.71% | -11.91% | 77th top |
| PPNR / Avg Assets | 3.14% | — | — | 96th top |
| Yield on Earning Assets | 5.91% | 5.67% | +0.24% | 64th above |
| Cost of Funds | 1.17% | 1.87% | -0.70% | 86th top |
| Net Interest Spread | 4.44% | — | — | 93rd top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.04% | 0.88% | -0.84% | 81st top |
| NPA / Total Assets | 0.06% | — | — | 76th top |
| NCO / Avg Loans | 0.00% | 0.15% | -0.15% | 62nd above |
| ACL / Total Loans | 1.48% | — | — | 77th top |
| ACL / NPLs (Coverage) | 3577.59% | — | — | — |
| Texas Ratio | 0.70% | 5.96% | -5.26% | 74th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 12.88% | 17.18% | -4.30% | 26th below |
| Tier 1 Ratio | 12.88% | 17.21% | -4.33% | 26th below |
| Total Capital Ratio | 14.14% | — | — | 28th below |
| Leverage Ratio | 8.83% | 11.75% | -2.92% | 10th bottom |
| Equity / Assets | 7.92% | 10.98% | -3.06% | 13th bottom |
| TCE / Tangible Assets | 7.92% | — | — | 15th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 74.80% | 80.44% | -5.64% | 62nd above |
| Core Deposit Ratio | 93.57% | 86.95% | +6.62% | 77th top |
| Wholesale Funding Ratio | 0.65% | — | — | 88th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 7.81% | — | — | 73rd above |
| Loan Growth (Y/Y) | 12.27% | — | — | 80th top |
| Deposit Growth (Y/Y) | 7.57% | — | — | 73rd above |
See First Bank Kansas's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock First Bank Kansas, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full First Bank Kansas profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the First Bank Kansas peer analysis.