First Bank Kansas: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Return on equity: 27.19 percentage points higher than in Q1 2026, at 64.29%. Among 182 Kansas banks, First Bank Kansas sits 2nd from the top on return on assets, 4.91% as of Q2 2026. Against a median of 1.26% for banks in the $100M-1B asset tier, First Bank Kansas reported 4.91% on return on assets in Q2 2026, 3.66 points higher.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 12.88% |
| Tier 1 risk-based capital ratio | 12.88% |
| Total risk-based capital ratio | 14.14% |
| Tier 1 leverage ratio | 8.83% |
| Equity capital to assets | 7.92% |
| Tangible equity to tangible assets | 7.92% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.04% |
| Non-performing assets ratio | 0.06% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 0.70% |
| Allowance for credit losses to loans | 1.48% |
| Reserve coverage of non-performing loans | 3577.59% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 4.91% |
| Return on equity | 64.29% |
| Net interest margin | 4.81% |
| Efficiency ratio | 51.80% |
| Yield on earning assets | 5.91% |
| Cost of funds | 1.17% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 74.80% |
| Core deposits to total deposits | 93.57% |
| Brokered deposits to total deposits | 0.02% |
| Deposits to assets | 90.80% |
| Securities to assets | 24.52% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 14.52% | 14.52% | 15.78% | 8.31% | 1.63% |
| Q4 2023 | 13.81% | 13.81% | 15.07% | 8.29% | 1.86% |
| Q1 2024 | 13.82% | 13.82% | 15.08% | 8.28% | 1.67% |
| Q2 2024 | 14.55% | 14.55% | 15.81% | 9.26% | 5.94% |
| Q3 2024 | 13.87% | 13.87% | 15.12% | 8.65% | 0.90% |
| Q4 2024 | 13.11% | 13.11% | 14.36% | 8.23% | 2.35% |
| Q1 2025 | 13.09% | 13.09% | 14.34% | 8.20% | 2.17% |
| Q2 2025 | 12.71% | 12.71% | 13.96% | 8.29% | 2.21% |
| Q3 2025 | 12.47% | 12.47% | 13.72% | 8.20% | 2.05% |
| Q4 2025 | 12.24% | 12.24% | 13.50% | 8.09% | 3.16% |
| Q1 2026 | 12.22% | 12.22% | 13.47% | 8.26% | 2.72% |
| Q2 2026 | 12.88% | 12.88% | 14.14% | 8.83% | 4.91% |
First Bank Kansas vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock First Bank Kansas, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full First Bank Kansas profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 18431) · FFIEC NIC profile (RSSD 192558)