Branch Network
First Bank & Trust Company Locations & Branches Duncan, Oklahoma
BankRegReports is independent of First Bank & Trust Company and never asks for online banking logins or passwords.
First Bank & Trust Company operates 14 branches from its headquarters in Duncan, OK, .
First Bank & Trust Company branch network
All 14 branches are in OKLAHOMA, across 10 cities. Duncan, OK has the most of its branches, 3. Its largest office by deposits is the First Bank & Trust Co. office in Duncan, OK, with $278.0M (34.7% of its branch deposits). It had the same number of branches on June 30, 2025.
First Bank & Trust Company at a glance
Its CET1 capital ratio was 20.02% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $952.1M
- CET1 ratio, Q2 2026
- 20.02%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1988
Full financial profile · Is First Bank & Trust Company safe? · First Bank & Trust Company call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Duncan, OK (3 branches) | 1 of 7 | 32.0% | $344.4M |
| State: OK (14 branches) | 34 of 192 | 0.5% | $802.1M |
Ranked by total assets among banks headquartered in the state: Largest banks in Oklahoma.
Share by county and metro area
First Bank & Trust Company's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Stephens, OK (3 branches) | 2 of 10 | 25.1% | $344.4M | $1.37B |
| Carter, OK (3 branches) | 5 of 8 | 13.3% | $215.4M | $1.62B |
| Lincoln, OK (2 branches) | 3 of 5 | 9.2% | $73.2M | $797.1M |
| Cleveland, OK (2 branches) | 17 of 28 | 1.0% | $59.8M | $6.19B |
| Garvin, OK (1 branch) | 6 of 11 | 3.8% | $40.6M | $1.07B |
| Jefferson, OK (1 branch) | 3 of 5 | 17.1% | $33.0M | $193.0M |
| Payne, OK (1 branch) | 14 of 16 | 1.3% | $28.7M | $2.25B |
| Oklahoma, OK (1 branch) | 57 of 60 | <0.1% | $6.9M | $47.25B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Duncan, OK (3 branches) | 2 of 10 | 25.1% | $344.4M | $1.37B |
| Ardmore, OK (3 branches) | 5 of 8 | 12.2% | $215.4M | $1.77B |
| Oklahoma City, OK (5 branches) | 50 of 71 | 0.2% | $140.0M | $60.81B |
| Stillwater, OK (1 branch) | 14 of 16 | 1.3% | $28.7M | $2.25B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| First Bank & Trust Co. | Duncan, OK | 73533 | $278.0M |
| Healdton Branch | Healdton, OK | 73438 | $126.7M |
| Ardmore Branch | Ardmore, OK | 73401 | $88.8M |
| Duncan Branch | Duncan, OK | 73533 | $66.4M |
| Stroud Branch | Stroud, OK | 74079 | $48.6M |
| Norman Branch | Norman, OK | 73072 | $42.4M |
| First National Bank of Lindsay Branch | Lindsay, OK | 73052 | $40.6M |
| The Waurika National Bank Branch | Waurika, OK | 73573 | $33.0M |
| Perkins Branch | Perkins, OK | 74059 | $28.7M |
| Wellston Branch | Wellston, OK | 74881 | $24.6M |
| Norman-Alameda Branch | Norman, OK | 73071 | $17.4M |
| Edmond Branch | Edmond, OK | 73134 | $6.9M |
| Drive-In Branch | Duncan, OK | 73533 | $0 |
| Ardmore West Branch | Ardmore, OK | 73401 | $0 |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 27394) · FFIEC NIC profile (RSSD 1228034)