Branch Network
First Central Bank Locations & Branches Cambridge, Nebraska
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First Central Bank operates 3 branches from its headquarters in Cambridge, NE, .
First Central Bank branch network
All 3 branches are in NEBRASKA, across 3 cities. Its largest office by deposits is the Arapahoe Branch office in Arapahoe, NE, with $63.5M (53.9% of its branch deposits). It had the same number of branches on June 30, 2025.
First Central Bank at a glance
Its CET1 capital ratio was 13.77% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $137.8M
- CET1 ratio, Q2 2026
- 13.77%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Established
- 1907
Full financial profile · Is First Central Bank safe? · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Cambridge, NE (1 branch) | 2 of 3 | 42.5% | $42.7M |
| State: NE (3 branches) | 106 of 160 | 0.1% | $117.7M |
Ranked by total assets among banks headquartered in the state: Largest banks in Nebraska.
Share by county and metro area
First Central Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Furnas, NE (3 branches) | 1 of 5 | 44.7% | $117.7M | $263.1M |
Metro area share: not on file. None of this bank's branches sit in a metropolitan or micropolitan area in the FDIC branch directory.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Arapahoe Branch | Arapahoe, NE | 68922 | $63.5M |
| First Central Bank (main office) | Cambridge, NE | 69022 | $42.7M |
| Edison Branch | Edison, NE | 68936 | $11.5M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 10637) · FFIEC NIC profile (RSSD 134156)