First Community Bank: Deposit Base
Data as of · Call Report Schedules RC-E and RC-O How we update
How the bank is funded. Core deposits are the stable, mostly-insured relationship money; brokered and uninsured balances are the fastest to leave. The 2023 regional bank failures were runs on uninsured deposits, which is why that share now gets read first.
Time deposits $100k to $250k climbed 44.0% in Q2 2026, from $15.2M to $21.9M. It was the largest change from Q1 2026 among the key lines here. Within Wisconsin, First Community Bank is 123rd of 153 on total deposits, $141.8M as of Q2 2026, below the middle of the field. The median for banks in the $100M-1B asset tier is $277.3M on total deposits. First Community Bank sits 49% lower, at $141.8M (Q2 2026).
Deposit totals
| Line item | Q2 2026 |
|---|---|
| Total deposits | $141.8M |
| Domestic office deposits | $141.8M |
| Foreign office deposits | — |
| Deposits to total assets | 89.20% |
| Deposits to total liabilities | 98.57% |
Deposit composition
| Line item | Q2 2026 |
|---|---|
| Demand deposits | $20.3M |
| Savings deposits | $20.6M |
| Transaction accounts to domestic deposits | 29.43% |
| Time deposits | $30K |
| Time deposits under $100k | $12.7M |
| Time deposits $100k to $250k | $21.9M |
| Time deposits over $250k | $7.8M |
| Noninterest-bearing share of deposits | 14.35% |
Stability of funding
| Line item | Q2 2026 |
|---|---|
| Core deposits | $134.0M |
| Core deposits to total deposits | 94.49% |
| Insured deposits | — |
| Uninsured deposits | — |
| Uninsured deposits to total deposits | — |
| Brokered deposits | $0 |
| Brokered deposits to total deposits | 0.00% |
Cost of deposits
| Line item | Q2 2026 |
|---|---|
| Cost of interest-bearing deposits | 2.08% |
| Interest expense on deposits | $643K |
| Loans and leases to core deposits | 92.52% |
Deposit Base trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Deposit Base by quarter
| Quarter | Total deposits | Core deposits | Brokered deposits | Cost of interest-bearing deposits |
|---|---|---|---|---|
| Q3 2023 | $122.1M | 90.24% | 0.00% | 1.50% |
| Q4 2023 | $124.0M | 89.95% | 0.00% | 1.74% |
| Q1 2024 | $130.1M | 89.44% | 0.00% | 1.93% |
| Q2 2024 | $132.0M | 90.69% | 0.00% | 2.19% |
| Q3 2024 | $132.5M | 90.81% | 0.00% | 2.52% |
| Q4 2024 | $136.3M | 90.88% | 0.00% | 2.34% |
| Q1 2025 | $138.5M | 91.47% | 0.00% | 2.17% |
| Q2 2025 | $138.7M | 91.95% | 0.00% | 2.11% |
| Q3 2025 | $139.3M | 93.87% | 0.00% | 2.13% |
| Q4 2025 | $142.8M | 92.91% | 0.00% | 2.04% |
| Q1 2026 | $146.1M | 93.02% | 0.00% | 2.05% |
| Q2 2026 | $141.8M | 94.49% | 0.00% | 2.08% |
First Community Bank deposit base, all the way back
Deposit Base back to 2001 · peer percentiles on every line item · Excel export
Unlock First Community Bank, freeSource: Call Report Schedules RC-E and RC-O, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full First Community Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 11225) · FFIEC NIC profile (RSSD 742542)