Bank routing number ยท White Hall, West Virginia
First Exchange Bank Routing Number (ABA): 051501354
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The First Exchange Bank routing number is 051501354. It is the primary ABA routing transit number on the bank's FFIEC National Information Center record, refreshed here on October 25, 2026.
First Exchange Bank at a glance
Its CET1 capital ratio was 12.76% at Q2 2026, above regulatory requirements.
- Total assets, Q2 2026
- $391.1M
- CET1 ratio, Q2 2026
- 12.76%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Domestic offices
- 7 FDIC institution directory, current count
- Established
- 1932
Full financial profile · Is First Exchange Bank safe? · Branch locations
First Exchange Bank routing numbers on file
| Routing number | Type | Status | Source |
|---|---|---|---|
| 051501354 | Primary ABA | Active | FFIEC NIC |
Record refreshed here on October 25, 2026. NIC holds one primary number per bank; First Exchange Bank publishes any other numbers it uses itself.
What the digits mean
The first two digits, 05, place this number in the Federal Reserve Bank of Richmond's district (District 5). Digits five through eight, 0135, identify the institution within that district. The last digit, 4, is a check digit, and the number passes the standard check: weight the nine digits 3, 7, 1, 3, 7, 1, 3, 7, 1 and the sum is a multiple of 10.
Before you send money to First Exchange Bank
A routing number tells the payment network which financial institution holds an account. You give it with an account number for ACH transfers through the automated clearing house, such as direct deposit, bill pay and transfers from a checking account, which usually settle in one to two business days. An international wire to a US account normally needs the bank's SWIFT code as well.
Match this number against the one on your First Exchange Bank checks or in its online banking. Ask the bank for wire instructions (www.firstexchangebank.com). Our record does not show whether this number receives wires. The Federal Reserve's E-Payments Routing Directory shows it: its Fedwire participant search lists the numbers that can receive Fedwire transfers, and its FedACH search lists those that receive ACH payments. How to confirm any routing number.
About First Exchange Bank
First Exchange Bank is headquartered in White Hall, West Virginia and was established in 1932. It is in the FAIRMONT, WV metro area. It reported $391.1M in total assets and $356.5M in deposits for Q2 2026, the 16th largest of the 40 banks headquartered in West Virginia. It reports 7 domestic offices. Its deposits have been FDIC insured since 1934. Its primary federal regulator is the FDIC.
What the digits in 051501354 mean
The first four digits, 0515, are the Federal Reserve routing symbol. The prefix 05 places the number in the 5th Federal Reserve District (Richmond). That is also the district where the bank is headquartered. Digits five through eight, 0135, identify the institution within its Federal Reserve district. The last digit, 4, is a check digit. Weighting the digits 3, 7 and 1 in turn gives 3 x 8 + 7 x 10 + 6 = 100, a multiple of 10, so 051501354 is a well-formed routing number. A mistyped digit almost always breaks that sum.
What is the First Exchange Bank routing number?
The First Exchange Bank routing number is 051501354. It is the primary ABA routing transit number registered to First Exchange Bank, headquartered in White Hall, WV. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 25, 2026.
What is the First Exchange Bank wire routing number?
This page lists the primary routing number registered to First Exchange Bank. The record does not say whether the bank uses the same number for wire transfers. Confirm the wire routing number with First Exchange Bank before sending a wire.
Is ABA number 051501354 the routing number for First Exchange Bank?
Yes. It is the primary routing number registered to First Exchange Bank.
Which bank uses routing number 051501354?
It belongs to First Exchange Bank, headquartered in White Hall, WV. It is the bank's primary ABA routing number (FDIC certificate 13020).
Routing numbers of similar-size institutions in West Virginia
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Regulator records: FDIC BankFind (cert 13020) · FFIEC NIC profile (RSSD 170332)