Branch Network
First Exchange Bank Locations & Branches White Hall, West Virginia
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First Exchange Bank operates 7 branches from its headquarters in White Hall, WV, .
First Exchange Bank branch network
All 7 branches are in WEST VIRGINIA, across 6 cities. Morgantown, WV has the most of its branches, 2. Its largest office by deposits is the Fairmont Branch office in Fairmont, WV, with $81.7M (22.9% of its branch deposits). It had the same number of branches on June 30, 2025.
First Exchange Bank at a glance
Its CET1 capital ratio was 12.76% at Q2 2026, above regulatory requirements.
- Total assets, Q2 2026
- $391.1M
- CET1 ratio, Q2 2026
- 12.76%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 041
- Established
- 1932
Full financial profile · Is First Exchange Bank safe? · First Exchange Bank call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: White Hall, WV (1 branch) | 1 of 2 | 92.2% | $74.8M |
| State: WV (7 branches) | 27 of 65 | 0.7% | $356.5M |
Ranked by total assets among banks headquartered in the state: Largest banks in West Virginia.
Share by county and metro area
First Exchange Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Marion, WV (4 branches) | 2 of 8 | 11.6% | $249.4M | $2.14B |
| Wetzel, WV (1 branch) | 3 of 6 | 10.0% | $61.8M | $617.3M |
| Monongalia, WV (2 branches) | 9 of 13 | 0.9% | $45.3M | $5.15B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Fairmont, WV (4 branches) | 2 of 8 | 11.6% | $249.4M | $2.14B |
| Morgantown, WV (2 branches) | 9 of 13 | 0.8% | $45.3M | $5.66B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Fairmont Branch | Fairmont, WV | 26554 | $81.7M |
| First Exchange Bank (main office) | White Hall, WV | 26554 | $74.8M |
| West Main Street Branch | Mannington, WV | 26582 | $70.6M |
| Hundred Branch | Hundred, WV | 26575 | $61.8M |
| 3051 University Ave. Branch | Morgantown, WV | 26505 | $33.9M |
| Fairview Branch | Fairview, WV | 26570 | $22.4M |
| Pierpont Landing Branch | Morgantown, WV | 26508 | $11.4M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 13020) · FFIEC NIC profile (RSSD 170332)