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Morgantown, WV Metro Area Bank Deposit Market Share

United Bank holds the largest share of deposits in the Morgantown, WV metro area, 26.6%, followed by MVB Bank, Inc. (24.1%) and Clear Mountain Bank, Inc. (12.6%). 13 institutions hold $5.66B at 39 offices as of June 30, 2026, up 1.0% from 2025.

Institutions: 13 Offices: 39 Deposits: $5.66B Survey: FDIC Summary of Deposits, June 30, 2026

Largest share changes since 2025

Gained: WesBanco Bank, Inc. (1.34 points); The Huntington National Bank (0.73 points); First United Bank & Trust (0.71 points).

Lost: MVB Bank, Inc. (-1.74 points); United Bank (-1.37 points); Burke and Herbert Bank and Trust Company (-0.15 points).

# Institution Offices Deposits Market share Share change from 2025 Deposit change
1 United Bank 6 $1.51B 26.61% -1.37 pts -3.9%
2 MVB Bank, Inc. 2 $1.37B 24.11% -1.74 pts -5.8%
3 Clear Mountain Bank, Inc. 7 $714.0M 12.61% +0.01 pts 1.1%
4 The Huntington National Bank 6 $678.2M 11.98% +0.73 pts 7.5%
5 WesBanco Bank, Inc. 4 $442.3M 7.81% +1.34 pts 21.9%
6 Truist Bank 4 $387.9M 6.85% +0.13 pts 3.0%
7 PNC Bank, N.A. 1 $244.0M 4.31% +0.14 pts 4.5%
8 First United Bank & Trust 3 $166.3M 2.94% +0.71 pts 33.0%
9 First Exchange Bank 2 $45.3M 0.80% +0.13 pts 21.3%
10 Citizens Bank of Morgantown, Inc. 1 $42.5M 0.75% 0.00 pts 0.5%
11 JPMorgan Chase Bank, N.A. 1 $35.9M 0.63% +0.07 pts 13.5%
12 Burke and Herbert Bank and Trust Company 1 $31.0M 0.55% -0.15 pts -21.0%
13 City National Bank of West Virginia 1 $3.5M 0.06% +0.00 pts 6.5%

About this list

Deposits are those held at each institution's offices in Morgantown, WV (the Census Bureau core based statistical area) as of June 30, 2026, from the FDIC Summary of Deposits, whatever state the institution is headquartered in. Market share is the institution's deposits divided by all deposits in the market. Shares are by bank charter, not rolled up to the holding company, and cover FDIC-insured institutions only, so credit unions are not included. Each office is placed in its county and metro area by the FDIC branch directory; the few offices the directory does not list are left out of the market and of every share.

Share change compares the institution's share in 2025 and 2026 in percentage points. Deposit change compares its deposits here in the two years and includes deposits that moved through mergers and branch sales; "New" means it had no offices here a year earlier. Offices that closed during the year are placed by their ZIP code or city.

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