Bank Routing Number

First & Farmers National Bank, Inc. Routing Number

The primary ABA routing number (RTN) for First & Farmers National Bank, Inc., Somerset, KY is shown below.

Primary ABA / RTN

083903108

Verify before you send money. This is the bank's primary registered routing number, taken from the FFIEC National Information Center institution record (last refreshed here on October 8, 2026). Banks often use a different routing number for wire transfers than for ACH, and large banks vary it by region; always confirm the correct number on a check or with your bank before initiating a transfer.

What is an ABA routing number?

An ABA routing number, also called a routing transit number (RTN), is a 9-digit code that identifies a U.S. financial institution in the payment system. It tells ACH transfers, Fedwire payments, and paper checks which bank to route money to. The format was created by the American Bankers Association in 1910 and is still the backbone of U.S. domestic payments.

What is the difference between a routing number and an account number?

Your routing number identifies the bank; your account number identifies your specific account at that bank. On a paper check, the routing number is the 9-digit number in the bottom-left, and the account number is to its right.

What is the First & Farmers National Bank, Inc. routing number?

The First & Farmers National Bank, Inc. routing number is 083903108. It is the primary ABA routing transit number registered to First & Farmers National Bank, Inc., headquartered in Somerset, KY. A bank can hold more than one routing number, so this is the one on record for the institution, not necessarily the one printed on every check. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 8, 2026.

What is the First & Farmers National Bank, Inc. wire routing number?

This page lists 083903108, the primary routing number registered to First & Farmers National Bank, Inc. The record does not say whether the bank uses the same number for wire transfers, and many banks use a separate routing number for domestic wires. Confirm the wire routing number with First & Farmers National Bank, Inc. before sending a wire.

Is ABA number 083903108 the routing number for First & Farmers National Bank, Inc.?

Yes. ABA number 083903108 is the primary routing number registered to First & Farmers National Bank, Inc. Check it against the routing number on a check or in your online banking before sending an ACH payment, because a bank can use different numbers by region or product.

Which bank uses routing number 083903108?

Routing number 083903108 belongs to First & Farmers National Bank, Inc., headquartered in Somerset, KY. It is the bank's primary ABA routing number (FDIC certificate 2738).

Routing numbers of similar-size institutions in Kentucky

Bank, Somerset, KY: The Citizens National Bank of Somerset: 042101446
Bank, Somerset, KY: Cumberland Security Bank, Inc.: 042104854
Bank, Paintsville, KY: Citizens Bank of Kentucky, Inc: 042103253
Bank, Mayfield, KY: FNB Bank, Inc.: 083901087
Bank, Marion, KY: Farmers Bank & Trust Company: 083902316
Bank, Franklin, KY: Franklin Bank & Trust Company: 083908048
Bank, East Bernstadt, KY: Cumberland Valley National Bank & Trust Company: 042104825
Bank, Bardstown, KY: Wilson & Muir Bank & Trust Company: 083902044

All routing numbers in Kentucky

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Regulator records: FDIC BankFind (cert 2738) · FFIEC NIC profile (RSSD 721949)