First National Bank and Trust Company of Weatherford dba First Bank Texas: Efficiency Ratio
Data as of · sourced from FFIEC call reports. How we update
First National Bank and Trust Company of Weatherford dba First Bank Texas reported a efficiency ratio of 86.63% as of Q2 2026, ranking #3,439 of 3,644 U.S. banks (6th percentile). The efficiency ratio measures non-interest operating expense against net revenue. A lower ratio means the bank converts more of each revenue dollar into pre-tax income.
12-Quarter Trend
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What is the Efficiency Ratio?
The Efficiency Ratio measures non-interest operating expense against net revenue (net interest income + non-interest income). It answers: how many cents of operating cost does the bank spend to generate each dollar of revenue?
Most US community banks report efficiency ratios between 55% and 70%. Below 55% is excellent. Above 75% suggests structural expense issues: possibly over-branched, over-staffed, or sub-scale relative to revenue.
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What is First National Bank and Trust Company of Weatherford dba First Bank Texas's Efficiency Ratio?
First National Bank and Trust Company of Weatherford dba First Bank Texas's Efficiency Ratio was 86.63% as of Q2 2026, ranking #3439 of 3,644 U.S. banks.
What is the Efficiency Ratio?
The Efficiency Ratio measures non-interest operating expense against net revenue (net interest income + non-interest income). It answers: how many cents of operating cost does the bank spend to generate each dollar of revenue?
More First National Bank and Trust Company of Weatherford dba First Bank Texas metrics
Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full First National Bank and Trust Company of Weatherford dba First Bank Texas profile or how this data updates. The figures come from the bank's call report.
Regulator records: FDIC BankFind (cert 5575) · FFIEC NIC profile (RSSD 614368)