First National Bank and Trust Company of Weatherford dba First Bank Texas: Uninsured Deposit Ratio
Data as of · sourced from FFIEC call reports. How we update
First National Bank and Trust Company of Weatherford dba First Bank Texas reported a uninsured deposit ratio of 24.94% as of Q2 2026, ranking #705 of 979 U.S. banks (28th percentile). Uninsured deposits (those above the $250K FDIC insurance threshold) have economic incentive to flee at the first sign of trouble. The risk Silicon Valley Bank's failure brought to national attention.
12-Quarter Trend
National Context
What is the Uninsured Deposit Ratio?
The Uninsured Deposit Ratio measures deposits above the $250K FDIC insurance threshold as a percentage of total deposits. Made infamous by the Silicon Valley Bank failure in 2023, it captures deposit base run-risk.
Most US community banks report uninsured deposit ratios between 20% and 50%. Above 60% warrants attention. The bank is exposed to run-risk in a crisis scenario. SVB at failure reported uninsured deposits over 90% of total.
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What is First National Bank and Trust Company of Weatherford dba First Bank Texas's Uninsured Deposit Ratio?
First National Bank and Trust Company of Weatherford dba First Bank Texas's Uninsured Deposit Ratio was 24.94% as of Q2 2026, ranking #705 of 979 U.S. banks.
What is the Uninsured Deposit Ratio?
The Uninsured Deposit Ratio measures deposits above the $250K FDIC insurance threshold as a percentage of total deposits. Made infamous by the Silicon Valley Bank failure in 2023, it captures deposit base run-risk.
More First National Bank and Trust Company of Weatherford dba First Bank Texas metrics
Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full First National Bank and Trust Company of Weatherford dba First Bank Texas profile or how this data updates. The figures come from the bank's call report.
Regulator records: FDIC BankFind (cert 5575) · FFIEC NIC profile (RSSD 614368)