First National Bank and Trust Company of Weatherford dba First Bank Texas: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks First National Bank and Trust Company of Weatherford dba First Bank Texas of Weatherford, TX against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.42% | 1.35% | -0.93% | 11th bottom |
| ROAE | 4.27% | 12.06% | -7.79% | 12th bottom |
| Net Interest Margin | 4.28% | 3.90% | +0.38% | 69th above |
| Efficiency Ratio | 86.63% | 63.14% | +23.49% | 8th bottom |
| PPNR / Avg Assets | 0.62% | 1.64% | -1.02% | 10th bottom |
| Yield on Earning Assets | 5.83% | 5.65% | +0.18% | 60th above |
| Cost of Funds | 1.62% | 1.85% | -0.23% | 62nd above |
| Net Interest Spread | 3.46% | 3.35% | +0.11% | 57th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 5.51% | 0.92% | +4.59% | 2nd bottom |
| NPA / Total Assets | 2.87% | 0.67% | +2.20% | 4th bottom |
| NCO / Avg Loans | 0.29% | 0.14% | +0.15% | 10th bottom |
| ACL / Total Loans | 1.31% | 1.28% | +0.03% | 63rd above |
| ACL / NPLs (Coverage) | 23.73% | 1645.83% | -1622.10% | 2nd bottom |
| Texas Ratio | 27.22% | 7.14% | +20.08% | 4th bottom |
| Provision / NCO | -101.55% | 1189.98% | -1291.53% | 4th bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 10.44% | 12.46% | -2.02% | 40th below |
| Equity / Assets | 9.88% | 11.67% | -1.79% | 43rd below |
| TCE / Tangible Assets | 9.88% | 11.40% | -1.52% | 47th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 57.32% | 78.65% | -21.33% | 86th top |
| Core Deposit Ratio | 90.95% | 87.09% | +3.86% | 61st above |
| Uninsured Deposit Ratio | 24.94% | 20.30% | +4.64% | 42nd below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -4.03% | 6.48% | -10.51% | 6th bottom |
| Loan Growth (Y/Y) | -19.52% | 7.65% | -27.17% | 0th bottom |
| Deposit Growth (Y/Y) | -4.62% | 6.03% | -10.65% | 7th bottom |
See First National Bank and Trust Company of Weatherford dba First Bank Texas's peers by name
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Unlock First National Bank and Trust Company of Weatherford dba First Bank Texas, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full First National Bank and Trust Company of Weatherford dba First Bank Texas profile, how to read a UBPR, or how this data updates.