First National Bank and Trust Company of Weatherford dba First Bank Texas: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Loans and leases to core deposits: 5.22 percentage points lower than in Q1 2026, at 63.02%. Within Texas, First National Bank and Trust Company of Weatherford dba First Bank Texas is 254th of 346 on loan-to-deposit ratio, 57.32% as of Q2 2026, below the middle of the field. First National Bank and Trust Company of Weatherford dba First Bank Texas reported 57.32% on loan-to-deposit ratio for Q2 2026, 23.52 points below the 80.84% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | — |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $404.6M |
| Fed funds sold and reverse repos | $5K |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 57.32% |
| Net loans and leases to deposits | 56.57% |
| Loans and leases to core deposits | 63.02% |
| Core deposits to total deposits | 90.95% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 80.33% | 88.88% | $0 | $0 |
| Q4 2023 | 80.88% | 88.97% | $0 | $7.0M |
| Q1 2024 | 79.65% | 85.96% | $0 | $0 |
| Q2 2024 | 79.67% | 86.37% | $0 | $0 |
| Q3 2024 | 76.08% | 85.61% | $0 | $0 |
| Q4 2024 | 75.93% | 87.28% | $0 | $0 |
| Q1 2025 | 74.54% | 87.58% | $0 | $0 |
| Q2 2025 | 67.93% | 87.32% | $0 | $0 |
| Q3 2025 | 67.27% | 88.51% | $0 | $0 |
| Q4 2025 | 63.10% | 88.94% | $0 | $0 |
| Q1 2026 | 61.93% | 90.75% | $0 | $0 |
| Q2 2026 | 57.32% | 90.95% | $0 | $0 |
First National Bank and Trust Company of Weatherford dba First Bank Texas liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock First National Bank and Trust Company of Weatherford dba First Bank Texas, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full First National Bank and Trust Company of Weatherford dba First Bank Texas profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 5575) · FFIEC NIC profile (RSSD 614368)