First National Bank and Trust Company of Weatherford dba First Bank Texas: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Accumulated other comprehensive income rose 3.7% from Q1 2026 to Q2 2026, ending at -$5.3M against -$5.5M. It was the largest change among the key lines on this page.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 10.44% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $101.0M |
| Tier 1 capital | $101.0M |
| Total risk-based capital | — |
| Total equity capital | $95.7M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 9.88% |
| Tangible equity to tangible assets | 9.88% |
| Equity capital to average assets | 9.89% |
| Internal capital growth rate | 4.30% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $500K |
| Common stock surplus | $8.0M |
| Retained earnings | $92.4M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$5.3M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 9.33% | 7.83% | 7.83% |
| Q4 2023 | 9.42% | 8.61% | 8.61% |
| Q1 2024 | 9.70% | 8.58% | 8.58% |
| Q2 2024 | 9.82% | 8.94% | 8.94% |
| Q3 2024 | 9.79% | 8.92% | 8.92% |
| Q4 2024 | 9.80% | 8.94% | 8.94% |
| Q1 2025 | 9.84% | 9.21% | 9.21% |
| Q2 2025 | 10.03% | 9.31% | 9.31% |
| Q3 2025 | 10.00% | 9.71% | 9.71% |
| Q4 2025 | 10.02% | 9.58% | 9.58% |
| Q1 2026 | 10.20% | 9.79% | 9.79% |
| Q2 2026 | 10.44% | 9.88% | 9.88% |
First National Bank and Trust Company of Weatherford dba First Bank Texas regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock First National Bank and Trust Company of Weatherford dba First Bank Texas, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full First National Bank and Trust Company of Weatherford dba First Bank Texas profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 5575) · FFIEC NIC profile (RSSD 614368)