First National Bank and Trust Company of Weatherford dba First Bank Texas: Tier 1 Leverage Ratio
Data as of · sourced from FFIEC call reports. How we update
First National Bank and Trust Company of Weatherford dba First Bank Texas reported a tier 1 leverage ratio of 10.44% as of Q2 2026, ranking #2,070 of 3,634 U.S. banks (43rd percentile). The Tier 1 Leverage Ratio measures Tier 1 capital against unweighted average assets, a simpler backstop that prevents banks from gaming the risk-based capital rules.
12-Quarter Trend
National Context
What is the Tier 1 Leverage Ratio?
The Tier 1 Leverage Ratio measures Tier 1 capital against average total assets. Unlike the risk-based capital ratios, it does not weight assets by their risk. It is the simple backstop that prevents banks from gaming the risk-based system.
Most US community banks report leverage ratios between 8% and 12%. Ratios below 5% warrant attention. The bank is heavily levered and thinly capitalized in absolute terms regardless of asset mix. The metric is most useful as a comparison to CET1: a wide gap (e.g., 15% CET1 vs 6% leverage) indicates an asset mix tilted toward low-risk-weighted securities or government-backed loans.
Full definition & formula →Frequently asked questions
What is First National Bank and Trust Company of Weatherford dba First Bank Texas's Tier 1 Leverage Ratio?
First National Bank and Trust Company of Weatherford dba First Bank Texas's Tier 1 Leverage Ratio was 10.44% as of Q2 2026, ranking #2070 of 3,634 U.S. banks.
What is the Tier 1 Leverage Ratio?
The Tier 1 Leverage Ratio measures Tier 1 capital against average total assets. Unlike the risk-based capital ratios, it does not weight assets by their risk. It is the simple backstop that prevents banks from gaming the risk-based system.
More First National Bank and Trust Company of Weatherford dba First Bank Texas metrics
Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full First National Bank and Trust Company of Weatherford dba First Bank Texas profile or how this data updates. The figures come from the bank's call report.
Regulator records: FDIC BankFind (cert 5575) · FFIEC NIC profile (RSSD 614368)