The First National Bank of Anderson: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The First National Bank of Anderson of Anderson, TX against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.60% | 1.34% | +0.26% | 69th above |
| ROAE | 13.79% | 13.31% | +0.48% | 59th above |
| Net Interest Margin | 4.64% | 3.93% | +0.71% | 84th top |
| Efficiency Ratio | 57.22% | 61.14% | -3.92% | 62nd above |
| PPNR / Avg Assets | 2.07% | 1.68% | +0.39% | 75th top |
| Yield on Earning Assets | 5.72% | 5.67% | +0.05% | 56th above |
| Cost of Funds | 1.17% | 1.88% | -0.71% | 86th top |
| Net Interest Spread | 3.67% | 3.32% | +0.35% | 69th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.05% | 0.94% | -0.89% | 79th top |
| NPA / Total Assets | 0.03% | 0.70% | -0.67% | 81st top |
| NCO / Avg Loans | -0.07% | 0.16% | -0.23% | 96th top |
| ACL / Total Loans | 1.42% | 1.28% | +0.14% | 73rd above |
| ACL / NPLs (Coverage) | 3078.79% | 1538.30% | +1540.49% | — |
| Texas Ratio | 1.03% | 7.33% | -6.30% | 72nd above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio Behind the peer average, ahead of the median peer. | 12.02% | 12.14% | -0.12% | 65th above |
| Equity / Assets | 11.61% | 11.37% | +0.24% | 67th above |
| TCE / Tangible Assets | 11.61% | 11.09% | +0.52% | 70th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 70.23% | 80.64% | -10.41% | 70th above |
| Core Deposit Ratio | 90.04% | 86.86% | +3.18% | 55th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 10.60% | 6.85% | +3.75% | 84th top |
| Loan Growth (Y/Y) Behind the peer average, ahead of the median peer. | 5.61% | 7.90% | -2.29% | 51st above |
| Deposit Growth (Y/Y) | 11.10% | 6.29% | +4.81% | 86th top |
See The First National Bank of Anderson's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock The First National Bank of Anderson, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The First National Bank of Anderson profile, how to read a UBPR, or how this data updates.