The First National Bank of Aspermont: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Compared with Q1 2026, Accumulated other comprehensive income fell 4.9% in Q2 2026 to -$7.2M, the biggest move on this page.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 9.07% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $12.2M |
| Tier 1 capital | $12.2M |
| Total risk-based capital | — |
| Total equity capital | $5.3M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 3.98% |
| Tangible equity to tangible assets | 3.73% |
| Equity capital to average assets | 3.95% |
| Internal capital growth rate | 27.27% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $100K |
| Common stock surplus | $272K |
| Retained earnings | $12.2M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$7.2M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 10.59% | -0.64% | -1.12% |
| Q4 2023 | 10.45% | 1.95% | 1.52% |
| Q1 2024 | 10.02% | 1.53% | 1.12% |
| Q2 2024 | 9.65% | 1.63% | 1.24% |
| Q3 2024 | 9.63% | 3.37% | 3.01% |
| Q4 2024 | 9.63% | 1.16% | 0.79% |
| Q1 2025 | 9.61% | 2.00% | 1.68% |
| Q2 2025 | 9.15% | 2.11% | 1.79% |
| Q3 2025 | 8.80% | 3.51% | 3.23% |
| Q4 2025 | 8.75% | 3.92% | 3.65% |
| Q1 2026 | 8.84% | 3.89% | 3.63% |
| Q2 2026 | 9.07% | 3.98% | 3.73% |
The First National Bank of Aspermont regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock The First National Bank of Aspermont, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The First National Bank of Aspermont profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 3079) · FFIEC NIC profile (RSSD 138257)