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First National Bank of Giddings Locations & Branches Giddings, Texas

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First National Bank of Giddings operates 2 branches from its headquarters in Giddings, TX, .

First National Bank of Giddings branch network

Both branches are in TEXAS. Its largest office by deposits is its main office in Giddings, TX, with $315.1M (100.0% of its branch deposits). It had the same number of branches on June 30, 2025.

First National Bank of Giddings at a glance

It reports no CET1 ratio; its Tier 1 leverage ratio was 11.18% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.

Total assets, Q2 2026
$356.2M
Tier 1 leverage ratio, Q2 2026
11.18%
Deposit insurance
FDIC
Regulator
OCC
Latest call report
Q2 2026, FFIEC 051
Established
1890

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Deposit market share

Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.

Area Rank Deposit share Deposits
City: Giddings, TX (2 branches) 1 of 4 48.3% $315.1M
State: TX (2 branches) 233 of 441 <0.1% $315.1M

Ranked by total assets among banks headquartered in the state: Largest banks in Texas.

Share by county and metro area

First National Bank of Giddings's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.

Counties

County Rank Deposit share Deposits County total
Lee, TX (2 branches) 1 of 5 38.8% $315.1M $812.1M

Metro area share: not on file. None of this bank's branches sit in a metropolitan or micropolitan area in the FDIC branch directory.

Branch Location ZIP Deposits
First National Bank of Giddings (main office)
Giddings, TX
78942 $315.1M
First National Bank of Giddings Branch
Giddings, TX
78942 $0

Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.