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The First National Bank of Grayson Locations & Branches Grayson, Kentucky
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The First National Bank of Grayson operates 7 branches from its headquarters in Grayson, KY, .
The First National Bank of Grayson branch network
All 7 branches are in KENTUCKY, across 6 cities. Grayson, KY has the most of its branches, 2. Its largest office by deposits is the The First National Bank of Grayson office in Grayson, KY, with $192.2M (59.0% of its branch deposits). It had the same number of branches on June 30, 2025.
The First National Bank of Grayson at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 12.98% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $371.9M
- Tier 1 leverage ratio, Q2 2026
- 12.98%
- Deposit insurance
- FDIC
- Regulator
- OCC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1902
Full financial profile · Is The First National Bank of Grayson safe? · The First National Bank of Grayson call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Grayson, KY (2 branches) | 1 of 4 | 50.2% | $196.0M |
| State: KY (7 branches) | 68 of 152 | 0.3% | $325.5M |
Ranked by total assets among banks headquartered in the state: Largest banks in Kentucky.
Share by county and metro area
The First National Bank of Grayson's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Carter, KY (3 branches) | 1 of 4 | 47.0% | $239.1M | $508.7M |
| Elliott, KY (1 branch) | 2 of 2 | 26.5% | $24.7M | $93.1M |
| Morgan, KY (1 branch) | 3 of 4 | 7.7% | $23.4M | $302.2M |
| Rowan, KY (1 branch) | 7 of 8 | 4.1% | $22.7M | $557.2M |
| Boyd, KY (1 branch) | 8 of 8 | 1.4% | $15.7M | $1.12B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Huntington-Ashland, WV-KY-OH (4 branches) | 14 of 25 | 3.3% | $254.8M | $7.81B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| The First National Bank of Grayson | Grayson, KY | 41143 | $192.2M |
| Olive Hill Branch | Olive Hill, KY | 41164 | $43.1M |
| Sandy Hook Branch | Sandy Hook, KY | 41171 | $24.7M |
| West Liberty Branch | West Liberty, KY | 41472 | $23.4M |
| Morehead Branch | Morehead, KY | 40351 | $22.7M |
| Cannonsburg Branch | Ashland, KY | 41102 | $15.7M |
| Grayson Branch | Grayson, KY | 41143 | $3.8M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 2695) · FFIEC NIC profile (RSSD 610913)