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The First National Bank of Hereford Locations & Branches Hereford, Texas
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The First National Bank of Hereford operates 4 branches from its headquarters in Hereford, TX, .
The First National Bank of Hereford branch network
All 4 branches are in TEXAS, across 3 cities. Hereford, TX has the most of its branches, 2. Its largest office by deposits is the First National Bank of Hereford office in Hereford, TX, with $188.5M (64.0% of its branch deposits). It had the same number of branches on June 30, 2025.
The First National Bank of Hereford at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 12.32% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $344.6M
- Tier 1 leverage ratio, Q2 2026
- 12.32%
- Deposit insurance
- FDIC
- Regulator
- OCC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1999
Full financial profile · Is The First National Bank of Hereford safe? · The First National Bank of Hereford call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Hereford, TX (2 branches) | 1 of 5 | 33.9% | $199.0M |
| State: TX (4 branches) | 241 of 441 | <0.1% | $294.4M |
Ranked by total assets among banks headquartered in the state: Largest banks in Texas.
Share by county and metro area
The First National Bank of Hereford's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Deaf Smith, TX (2 branches) | 1 of 5 | 33.9% | $199.0M | $587.2M |
| Parmer, TX (1 branch) | 2 of 5 | 15.8% | $73.0M | $463.0M |
| Randall, TX (1 branch) | 11 of 14 | 0.6% | $22.4M | $3.57B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Hereford, TX (2 branches) | 1 of 5 | 33.9% | $199.0M | $587.2M |
| Amarillo, TX (1 branch) | 16 of 21 | 0.2% | $22.4M | $11.71B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| First National Bank of Hereford | Hereford, TX | 79045 | $188.5M |
| Friona Branch | Friona, TX | 79035 | $73.0M |
| Amarillo Branch | Amarillo, TX | 79119 | $22.4M |
| North Branch | Hereford, TX | 79045 | $10.5M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 34918) · FFIEC NIC profile (RSSD 2759629)