The First National Bank of Hooker: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Compared with Q1 2026, Equity capital to total assets rose 0.36 percentage points in Q2 2026 to 15.87%, the biggest move on this page.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 16.33% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $15.1M |
| Tier 1 capital | $15.1M |
| Total risk-based capital | — |
| Total equity capital | $14.5M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 15.87% |
| Tangible equity to tangible assets | 15.87% |
| Equity capital to average assets | 15.61% |
| Internal capital growth rate | 5.56% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $200K |
| Common stock surplus | $200K |
| Retained earnings | $14.7M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$668K |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 19.52% | 19.52% | 20.69% | 13.74% | $66.4M |
| Q4 2023 | 20.35% | 20.35% | 21.55% | 14.10% | $64.6M |
| Q1 2024 | 21.47% | 21.47% | 22.67% | 14.27% | $62.3M |
| Q2 2024 | 21.22% | 21.22% | 22.39% | 14.83% | $63.8M |
| Q3 2024 | 21.69% | 21.69% | 22.88% | 15.33% | $63.2M |
| Q4 2024 | 22.26% | 22.26% | 23.45% | 15.46% | $62.7M |
| Q1 2025 | 23.31% | 23.31% | 24.53% | 15.34% | $60.8M |
| Q2 2025 | 22.91% | 22.91% | 24.12% | 15.57% | $62.1M |
| Q3 2025 | 23.01% | 23.01% | 24.19% | 15.99% | $63.5M |
| Q4 2025 | 23.94% | 23.94% | 25.17% | 16.19% | $61.4M |
| Q1 2026 | 25.83% | 25.83% | 27.08% | 16.33% | $57.8M |
| Q2 2026 | — | — | — | 16.33% | — |
The First National Bank of Hooker regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock The First National Bank of Hooker, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The First National Bank of Hooker profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 4123) · FFIEC NIC profile (RSSD 816256)