The First National Bank of Hooker: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Loans and leases to core deposits climbed 3.83 percentage points in Q2 2026, from 76.05% to 79.88%. It was the largest change from Q1 2026 among the key lines here. The First National Bank of Hooker ranks 100th of 169 Oklahoma banks on loan-to-deposit ratio, in the lower half at 73.29% (Q2 2026). The First National Bank of Hooker reported 73.29% on loan-to-deposit ratio for Q2 2026, 5.66 points above the 67.62% median for banks in the < $100M asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $6.2M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $31.0M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 73.29% |
| Net loans and leases to deposits | 72.30% |
| Loans and leases to core deposits | 79.88% |
| Core deposits to total deposits | 91.74% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 81.31% | 91.53% | $0 | $7.0M |
| Q4 2023 | 75.66% | 91.91% | $0 | $1.8M |
| Q1 2024 | 74.17% | 91.06% | $0 | $0 |
| Q2 2024 | 79.96% | 90.14% | $0 | $2.0M |
| Q3 2024 | 78.20% | 89.85% | $0 | $400K |
| Q4 2024 | 75.93% | 90.97% | $0 | $0 |
| Q1 2025 | 71.54% | 91.48% | $0 | $0 |
| Q2 2025 | 74.15% | 92.35% | $0 | $0 |
| Q3 2025 | 83.30% | 91.60% | $0 | $6.2M |
| Q4 2025 | 77.71% | 92.28% | $0 | $950K |
| Q1 2026 | 70.41% | 92.59% | $0 | $0 |
| Q2 2026 | 73.29% | 91.74% | $0 | $0 |
The First National Bank of Hooker liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock The First National Bank of Hooker, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The First National Bank of Hooker profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 4123) · FFIEC NIC profile (RSSD 816256)