The First National Bank of Hooker: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The First National Bank of Hooker of Hooker, OK against its peer group of 506 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA Behind the peer average, ahead of the median peer. | 1.29% | 3.13% | -1.84% | 63rd above |
| ROAE Behind the peer average, ahead of the median peer. | 8.31% | 10.31% | -2.00% | 50th above |
| Net Interest Margin | 4.49% | 3.94% | +0.55% | 74th above |
| Efficiency Ratio | 66.25% | 76.34% | -10.09% | 58th above |
| PPNR / Avg Assets | 1.46% | 1.40% | +0.06% | 59th above |
| Yield on Earning Assets | 5.58% | 5.35% | +0.23% | 65th above |
| Cost of Funds | 1.24% | 1.70% | -0.46% | 67th above |
| Net Interest Spread | 3.94% | 3.32% | +0.62% | 75th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 2.41% | 1.33% | +1.08% | 14th bottom |
| NPA / Total Assets | 1.75% | 0.71% | +1.04% | 10th bottom |
| NCO / Avg Loans | 0.00% | 0.10% | -0.10% | 53rd above |
| ACL / Total Loans Behind the peer average, ahead of the median peer. | 1.35% | 1.49% | -0.14% | 60th above |
| ACL / NPLs (Coverage) | 56.22% | 868.20% | -811.98% | 21st bottom |
| Texas Ratio | 12.49% | 8.25% | +4.24% | 16th bottom |
| Provision / NCO | 300.00% | 289.91% | +10.09% | 85th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio Behind the peer average, ahead of the median peer. | 16.33% | 17.65% | -1.32% | 72nd above |
| Equity / Assets Behind the peer average, ahead of the median peer. | 15.87% | 16.45% | -0.58% | 71st above |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 15.87% | 16.19% | -0.32% | 72nd above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 73.29% | 72.83% | +0.46% | 41st below |
| Core Deposit Ratio | 91.74% | 88.27% | +3.47% | 52nd above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 0.54% | 4.27% | -3.73% | 37th below |
| Loan Growth (Y/Y) | -2.24% | 6.78% | -9.02% | 30th below |
| Deposit Growth (Y/Y) | -1.09% | 3.74% | -4.83% | 28th below |
See The First National Bank of Hooker's peers by name
The 506 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock The First National Bank of Hooker, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The First National Bank of Hooker profile, how to read a UBPR, or how this data updates.