The First National Bank of Hooker: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Loan-to-deposit ratio climbed 2.88 percentage points in Q2 2026, from 70.41% to 73.29%. It was the largest change from Q1 2026 among the key lines here. Within Oklahoma, The First National Bank of Hooker is 95th of 169 on return on assets, 1.29% as of Q2 2026, below the middle of the field. The First National Bank of Hooker reported 1.29% on return on assets for Q2 2026, 0.31 points above the 0.98% median for banks in the < $100M asset tier.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 16.33% |
| Equity capital to assets | 15.87% |
| Tangible equity to tangible assets | 15.87% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 2.41% |
| Non-performing assets ratio | 1.75% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 12.49% |
| Allowance for credit losses to loans | 1.35% |
| Reserve coverage of non-performing loans | 56.22% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.29% |
| Return on equity | 8.31% |
| Net interest margin | 4.49% |
| Efficiency ratio | 66.25% |
| Yield on earning assets | 5.58% |
| Cost of funds | 1.24% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 73.29% |
| Core deposits to total deposits | 91.74% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 83.52% |
| Securities to assets | 27.16% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 19.52% | 19.52% | 20.69% | 13.74% | 1.16% |
| Q4 2023 | 20.35% | 20.35% | 21.55% | 14.10% | 0.73% |
| Q1 2024 | 21.47% | 21.47% | 22.67% | 14.27% | 1.06% |
| Q2 2024 | 21.22% | 21.22% | 22.39% | 14.83% | 1.10% |
| Q3 2024 | 21.69% | 21.69% | 22.88% | 15.33% | 1.27% |
| Q4 2024 | 22.26% | 22.26% | 23.45% | 15.46% | 1.06% |
| Q1 2025 | 23.31% | 23.31% | 24.53% | 15.34% | 1.34% |
| Q2 2025 | 22.91% | 22.91% | 24.12% | 15.57% | 0.71% |
| Q3 2025 | 23.01% | 23.01% | 24.19% | 15.99% | 1.70% |
| Q4 2025 | 23.94% | 23.94% | 25.17% | 16.19% | 1.29% |
| Q1 2026 | 25.83% | 25.83% | 27.08% | 16.33% | 1.40% |
| Q2 2026 | — | — | — | 16.33% | 1.29% |
The First National Bank of Hooker vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock The First National Bank of Hooker, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The First National Bank of Hooker profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 4123) · FFIEC NIC profile (RSSD 816256)