First National Bank of Kansas: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks First National Bank of Kansas of Burlington, KS against its peer group of 2603 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.87% | 1.34% | -0.47% | 27th below |
| ROAE | 21.62% | 13.32% | +8.30% | 91st top |
| Net Interest Margin | 3.12% | 3.93% | -0.81% | 13th bottom |
| Efficiency Ratio | 71.66% | 61.13% | +10.53% | 25th below |
| PPNR / Avg Assets | 0.88% | 1.68% | -0.80% | 17th bottom |
| Yield on Earning Assets | 4.56% | 5.67% | -1.11% | 10th bottom |
| Cost of Funds Ahead of the peer average, behind the median peer. | 1.87% | 1.88% | -0.01% | 46th below |
| Net Interest Spread | 2.79% | 3.32% | -0.53% | 24th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.13% | 0.94% | -0.81% | 70th above |
| NPA / Total Assets | 0.05% | 0.70% | -0.65% | 77th top |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.02% | 0.16% | -0.14% | 35th below |
| ACL / Total Loans | 1.17% | 1.28% | -0.11% | 47th below |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 896.43% | 1546.19% | -649.76% | 81st top |
| Texas Ratio | 1.26% | 7.34% | -6.08% | 70th above |
| Provision / NCO | 0.00% | 1395.08% | -1395.08% | 13th bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 18.03% | 19.48% | -1.45% | 69th above |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 18.03% | 19.52% | -1.49% | 69th above |
| Total Capital Ratio Behind the peer average, ahead of the median peer. | 18.99% | 20.61% | -1.62% | 68th above |
| Leverage Ratio | 9.06% | 12.14% | -3.08% | 13th bottom |
| Equity / Assets | 4.04% | 11.37% | -7.33% | 1st bottom |
| TCE / Tangible Assets | 4.04% | 11.08% | -7.04% | 1st bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 45.45% | 80.67% | -35.22% | 94th top |
| Core Deposit Ratio | 85.34% | 86.85% | -1.51% | 31st below |
| Wholesale Funding Ratio | 5.68% | 5.04% | +0.64% | 34th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 9.39% | 6.84% | +2.55% | 81st top |
| Loan Growth (Y/Y) | 3.31% | 7.92% | -4.61% | 38th below |
| Deposit Growth (Y/Y) | 15.15% | 6.29% | +8.86% | 91st top |
See First National Bank of Kansas's peers by name
The 2603 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock First National Bank of Kansas, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full First National Bank of Kansas profile, how to read a UBPR, or how this data updates.