The First National Bank of Quitaque: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The First National Bank of Quitaque of Quitaque, TX against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.37% | 1.34% | +0.03% | 56th above |
| ROAE Behind the peer average, ahead of the median peer. | 13.16% | 13.31% | -0.15% | 55th above |
| Net Interest Margin | 3.56% | 3.93% | -0.37% | 30th below |
| Efficiency Ratio | 46.93% | 61.14% | -14.21% | 87th top |
| PPNR / Avg Assets | 1.94% | 1.68% | +0.26% | 70th above |
| Yield on Earning Assets | 5.25% | 5.67% | -0.42% | 33rd below |
| Cost of Funds Ahead of the peer average, behind the median peer. | 1.83% | 1.88% | -0.05% | 48th below |
| Net Interest Spread | 2.68% | 3.32% | -0.64% | 20th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.69% | 0.94% | +0.75% | 16th bottom |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.57% | 0.70% | -0.13% | 35th below |
| NCO / Avg Loans | 1.45% | 0.16% | +1.29% | 2nd bottom |
| ACL / Total Loans | 1.53% | 1.28% | +0.25% | 80th top |
| ACL / NPLs (Coverage) | 90.50% | 1538.93% | -1448.43% | 24th bottom |
| Texas Ratio Ahead of the peer average, behind the median peer. | 5.14% | 7.33% | -2.19% | 40th below |
| Provision / NCO | 52.22% | 1395.82% | -1343.60% | 28th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 10.59% | 12.14% | -1.55% | 43rd below |
| Equity / Assets Behind the peer average, ahead of the median peer. | 10.64% | 11.37% | -0.73% | 55th above |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 10.64% | 11.09% | -0.45% | 59th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 38.06% | 80.64% | -42.58% | 96th top |
| Core Deposit Ratio | 90.97% | 86.86% | +4.11% | 61st above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 11.37% | 6.85% | +4.52% | 86th top |
| Loan Growth (Y/Y) | -3.47% | 7.90% | -11.37% | 11th bottom |
| Deposit Growth (Y/Y) | 11.31% | 6.29% | +5.02% | 86th top |
See The First National Bank of Quitaque's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock The First National Bank of Quitaque, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The First National Bank of Quitaque profile, how to read a UBPR, or how this data updates.