Branch Network
First State Bank and Trust Company Locations & Branches Carthage, Texas
BankRegReports is independent of First State Bank and Trust Company and never asks for online banking logins or passwords.
First State Bank and Trust Company operates 1 branch from its headquarters in Carthage, TX, .
First State Bank and Trust Company branch network
Its one office is in Carthage, TEXAS. It had the same number of branches on June 30, 2025.
First State Bank and Trust Company at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 14.00% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $547.4M
- Tier 1 leverage ratio, Q2 2026
- 14.00%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1902
Full financial profile · Is First State Bank and Trust Company safe? · First State Bank and Trust Company call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Carthage, TX (1 branch) | 1 of 6 | 66.6% | $490.6M |
| State: TX (1 branch) | 192 of 441 | <0.1% | $490.6M |
Ranked by total assets among banks headquartered in the state: Largest banks in Texas.
Share by county and metro area
First State Bank and Trust Company's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Panola, TX (1 branch) | 1 of 6 | 66.6% | $490.6M | $736.5M |
Metro area share: not on file. None of this bank's branches sit in a metropolitan or micropolitan area in the FDIC branch directory.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| First State Bank and Trust Company (main office) | Carthage, TX | 75633 | $490.6M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 11559) · FFIEC NIC profile (RSSD 1012251)