First State Bank of Bedias: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
The standout move of Q2 2026 was in Accumulated other comprehensive income: 26.3% lower than in Q1 2026, at -$1.5M.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 17.94% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $40.4M |
| Tier 1 capital | $40.4M |
| Total risk-based capital | — |
| Total equity capital | $38.9M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 17.32% |
| Tangible equity to tangible assets | 17.32% |
| Equity capital to average assets | 17.27% |
| Internal capital growth rate | 1.68% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $321K |
| Common stock surplus | $3.7M |
| Retained earnings | $36.4M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$1.5M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 16.87% | 14.58% | 14.58% |
| Q4 2023 | 17.46% | 16.06% | 16.06% |
| Q1 2024 | 18.01% | 16.85% | 16.85% |
| Q2 2024 | 18.18% | 16.69% | 16.69% |
| Q3 2024 | 18.25% | 17.23% | 17.23% |
| Q4 2024 | 18.52% | 17.33% | 17.33% |
| Q1 2025 | 18.57% | 17.16% | 17.16% |
| Q2 2025 | 18.19% | 17.18% | 17.18% |
| Q3 2025 | 18.01% | 17.49% | 17.49% |
| Q4 2025 | 18.35% | 18.15% | 18.15% |
| Q1 2026 | 18.38% | 17.63% | 17.63% |
| Q2 2026 | 17.94% | 17.32% | 17.32% |
First State Bank of Bedias regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock First State Bank of Bedias, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full First State Bank of Bedias profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 16895) · FFIEC NIC profile (RSSD 88352)