First State Bank of Campbell Hill: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Fed funds sold and reverse repos dropped 83.1% in Q2 2026, from $5.1M to $858K. It was the largest change from Q1 2026 among the key lines here. Within Illinois, First State Bank of Campbell Hill is 143rd of 323 on loan-to-deposit ratio, 78.24% as of Q2 2026, above the middle of the field. First State Bank of Campbell Hill reported 78.24% on loan-to-deposit ratio for Q2 2026, 2.60 points below the 80.84% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $13.1M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $47.4M |
| Fed funds sold and reverse repos | $858K |
| Fed funds sold and reverse repos to assets | 0.54% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 78.24% |
| Net loans and leases to deposits | 77.53% |
| Loans and leases to core deposits | 81.36% |
| Core deposits to total deposits | 96.16% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 74.65% | 93.77% | $0 | $5.0M |
| Q4 2023 | 75.39% | 93.69% | $0 | $5.0M |
| Q1 2024 | 73.71% | 93.92% | $0 | $3.0M |
| Q2 2024 | 75.37% | 93.26% | $0 | $3.0M |
| Q3 2024 | 74.06% | 92.52% | $0 | $3.0M |
| Q4 2024 | 73.30% | 95.68% | $0 | $3.0M |
| Q1 2025 | 75.99% | 95.74% | $0 | $0 |
| Q2 2025 | 76.37% | 95.71% | $0 | $0 |
| Q3 2025 | 77.08% | 96.07% | $0 | $0 |
| Q4 2025 | 76.28% | 96.24% | $0 | $0 |
| Q1 2026 | 76.41% | 96.41% | $0 | $0 |
| Q2 2026 | 78.24% | 96.16% | $0 | $0 |
First State Bank of Campbell Hill liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock First State Bank of Campbell Hill, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full First State Bank of Campbell Hill profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 10799) · FFIEC NIC profile (RSSD 698546)