The First State Bank of Dongola: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Compared with Q1 2026, Total risk-based capital ratio fell 0.76 percentage points in Q2 2026 to 20.02%, the biggest move on this page. Within Illinois, The First State Bank of Dongola is 56th of 198 on CET1 ratio, 19.06% as of Q2 2026, above the middle of the field. At 19.06%, The First State Bank of Dongola's CET1 ratio is close to the 19.57% median for banks in the < $100M asset tier (Q2 2026).
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 19.06% |
| Tier 1 risk-based capital ratio | 19.06% |
| Total risk-based capital ratio | 20.02% |
| Tier 1 leverage ratio | 9.81% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $3.4M |
| Tier 1 capital | $3.4M |
| Total risk-based capital | $3.6M |
| Total equity capital | $3.3M |
| Risk-weighted assets | $17.8M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 9.51% |
| Tangible equity to tangible assets | 9.51% |
| Equity capital to average assets | 9.52% |
| Internal capital growth rate | -4.43% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $50K |
| Common stock surplus | $575K |
| Retained earnings | $2.8M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$99K |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 20.61% | 20.61% | 21.81% | 10.25% | $15.4M |
| Q4 2023 | 20.67% | 20.67% | 21.85% | 10.36% | $15.4M |
| Q1 2024 | 19.59% | 19.59% | 20.70% | 10.25% | $16.5M |
| Q2 2024 | 19.53% | 19.53% | 20.66% | 10.11% | $16.5M |
| Q3 2024 | 19.24% | 19.24% | 20.35% | 10.47% | $16.8M |
| Q4 2024 | 18.77% | 18.77% | 19.81% | 10.48% | $17.5M |
| Q1 2025 | 19.87% | 19.87% | 20.96% | 10.42% | $16.9M |
| Q2 2025 | 18.67% | 18.67% | 19.72% | 10.16% | $17.7M |
| Q3 2025 | 18.80% | 18.80% | 19.78% | 10.33% | $17.8M |
| Q4 2025 | 19.36% | 19.36% | 20.34% | 10.34% | $17.6M |
| Q1 2026 | 19.80% | 19.80% | 20.79% | 10.03% | $17.3M |
| Q2 2026 | 19.06% | 19.06% | 20.02% | 9.81% | $17.8M |
The First State Bank of Dongola regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock The First State Bank of Dongola, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The First State Bank of Dongola profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 12098) · FFIEC NIC profile (RSSD 630041)