The First State Bank of Dongola: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Reserve coverage of non-performing loans climbed 12.07 percentage points in Q2 2026, from 207.41% to 219.48%. It was the largest change from Q1 2026 among the key lines here. Within Illinois, The First State Bank of Dongola is 190th of 323 on return on assets, 1.07% as of Q2 2026, below the middle of the field. The median for banks in the < $100M asset tier is 0.98% on return on assets. The First State Bank of Dongola sits 0.09 points higher, at 1.07% (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 19.06% |
| Tier 1 risk-based capital ratio | 19.06% |
| Total risk-based capital ratio | 20.02% |
| Tier 1 leverage ratio | 9.81% |
| Equity capital to assets | 9.51% |
| Tangible equity to tangible assets | 9.51% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.45% |
| Non-performing assets ratio | 0.22% |
| Net charge-off ratio | -0.02% |
| Texas ratio | 2.48% |
| Allowance for credit losses to loans | 0.99% |
| Reserve coverage of non-performing loans | 219.48% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.07% |
| Return on equity | 11.20% |
| Net interest margin | 4.27% |
| Efficiency ratio | 77.85% |
| Yield on earning assets | 5.50% |
| Cost of funds | 1.32% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 54.88% |
| Core deposits to total deposits | 96.43% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 90.05% |
| Securities to assets | 23.88% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 20.61% | 20.61% | 21.81% | 10.25% | 0.65% |
| Q4 2023 | 20.67% | 20.67% | 21.85% | 10.36% | 0.29% |
| Q1 2024 | 19.59% | 19.59% | 20.70% | 10.25% | 0.63% |
| Q2 2024 | 19.53% | 19.53% | 20.66% | 10.11% | 0.98% |
| Q3 2024 | 19.24% | 19.24% | 20.35% | 10.47% | 0.40% |
| Q4 2024 | 18.77% | 18.77% | 19.81% | 10.48% | 0.64% |
| Q1 2025 | 19.87% | 19.87% | 20.96% | 10.42% | 0.81% |
| Q2 2025 | 18.67% | 18.67% | 19.72% | 10.16% | 0.82% |
| Q3 2025 | 18.80% | 18.80% | 19.78% | 10.33% | 0.94% |
| Q4 2025 | 19.36% | 19.36% | 20.34% | 10.34% | 0.62% |
| Q1 2026 | 19.80% | 19.80% | 20.79% | 10.03% | 0.77% |
| Q2 2026 | 19.06% | 19.06% | 20.02% | 9.81% | 1.07% |
The First State Bank of Dongola vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock The First State Bank of Dongola, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The First State Bank of Dongola profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 12098) · FFIEC NIC profile (RSSD 630041)