The First State Bank of Dongola: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Loans and leases to core deposits climbed 1.87 percentage points in Q2 2026, from 55.04% to 56.91%. It was the largest change from Q1 2026 among the key lines here. The First State Bank of Dongola ranks 261st of 323 Illinois banks on loan-to-deposit ratio, in the lower half at 54.88% (Q2 2026). The median for banks in the < $100M asset tier is 67.62% on loan-to-deposit ratio. The First State Bank of Dongola sits 12.74 points lower, at 54.88% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $8.5M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $16.7M |
| Fed funds sold and reverse repos | $1.2M |
| Fed funds sold and reverse repos to assets | 3.46% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 54.88% |
| Net loans and leases to deposits | 54.34% |
| Loans and leases to core deposits | 56.91% |
| Core deposits to total deposits | 96.43% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 53.92% | 98.14% | $0 | $0 |
| Q4 2023 | 52.06% | 98.16% | $0 | $0 |
| Q1 2024 | 53.81% | 98.23% | $0 | $0 |
| Q2 2024 | 55.86% | 98.16% | $0 | $0 |
| Q3 2024 | 59.30% | 98.08% | $0 | $0 |
| Q4 2024 | 57.07% | 98.13% | $0 | $0 |
| Q1 2025 | 55.38% | 97.21% | $0 | $0 |
| Q2 2025 | 57.40% | 97.17% | $0 | $0 |
| Q3 2025 | 58.66% | 96.22% | $0 | $0 |
| Q4 2025 | 58.11% | 96.22% | $0 | $0 |
| Q1 2026 | 53.13% | 96.52% | $0 | $0 |
| Q2 2026 | 54.88% | 96.43% | $0 | $0 |
The First State Bank of Dongola liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock The First State Bank of Dongola, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The First State Bank of Dongola profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 12098) · FFIEC NIC profile (RSSD 630041)