The First State Bank of Dongola: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The First State Bank of Dongola of Dongola, IL against its peer group of 506 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA Behind the peer average, ahead of the median peer. | 1.07% | 3.14% | -2.07% | 52nd above |
| ROAE | 11.20% | 10.42% | +0.78% | 64th above |
| Net Interest Margin | 4.27% | 3.93% | +0.34% | 67th above |
| Efficiency Ratio | 77.85% | 76.30% | +1.55% | 36th below |
| PPNR / Avg Assets | 1.06% | 1.40% | -0.34% | 41st below |
| Yield on Earning Assets | 5.50% | 5.35% | +0.15% | 62nd above |
| Cost of Funds | 1.32% | 1.71% | -0.39% | 63rd above |
| Net Interest Spread | 3.84% | 3.31% | +0.53% | 72nd above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.45% | 1.34% | -0.89% | 45th below |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.22% | 0.71% | -0.49% | 44th below |
| NCO / Avg Loans | -0.02% | 0.11% | -0.13% | 86th top |
| ACL / Total Loans | 0.99% | 1.49% | -0.50% | 26th below |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 219.48% | 865.06% | -645.58% | 62nd above |
| Texas Ratio Ahead of the peer average, behind the median peer. | 2.48% | 8.25% | -5.77% | 48th below |
| Provision / NCO | 0.00% | 315.12% | -315.12% | 22nd bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 19.06% | 61.95% | -42.89% | 38th below |
| Tier 1 Ratio | 19.06% | 61.95% | -42.89% | 38th below |
| Total Capital Ratio | 20.02% | 62.92% | -42.90% | 37th below |
| Leverage Ratio | 9.81% | 17.61% | -7.80% | 16th bottom |
| Equity / Assets | 9.51% | 16.43% | -6.92% | 22nd bottom |
| TCE / Tangible Assets | 9.51% | 16.18% | -6.67% | 23rd bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 54.88% | 72.84% | -17.96% | 66th above |
| Core Deposit Ratio | 96.43% | 88.21% | +8.22% | 79th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 7.58% | 4.30% | +3.28% | 76th top |
| Loan Growth (Y/Y) Behind the peer average, ahead of the median peer. | 3.25% | 6.73% | -3.48% | 53rd above |
| Deposit Growth (Y/Y) | 7.98% | 3.77% | +4.21% | 77th top |
See The First State Bank of Dongola's peers by name
The 506 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock The First State Bank of Dongola, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The First State Bank of Dongola profile, how to read a UBPR, or how this data updates.