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First State Bank of Michigan Locations & Branches Decatur, Michigan
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First State Bank of Michigan operates 2 branches from its headquarters in Decatur, MI, .
First State Bank of Michigan branch network
Both branches are in MICHIGAN, across 2 cities. Its largest office by deposits is its main office in Decatur, MI, with $71.1M (99.3% of its branch deposits). On June 30, 2025 it had 1 branch, 1 fewer than in 2026.
First State Bank of Michigan at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 13.89% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $87.8M
- Tier 1 leverage ratio, Q2 2026
- 13.89%
- Deposit insurance
- FDIC
- Regulator
- Federal Reserve
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1870
Full financial profile · Is First State Bank of Michigan safe? · First State Bank of Michigan call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Decatur, MI (1 branch) | 1 of 1 | 100.0% | $71.1M |
| State: MI (2 branches) | 90 of 95 | <0.1% | $71.6M |
Ranked by total assets among banks headquartered in the state: Largest banks in Michigan.
Share by county and metro area
First State Bank of Michigan's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Van Buren, MI (1 branch) | 6 of 7 | 9.6% | $71.1M | $742.5M |
| Grand Traverse, MI (1 branch) | 13 of 13 | <0.1% | $496K | $3.84B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Traverse City, MI (1 branch) | 13 of 13 | <0.1% | $496K | $4.78B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| First State Bank of Michigan (main office) | Decatur, MI | 49045 | $71.1M |
| Traverse City Branch | Traverse City, MI | 49684 | $496K |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 12893) · FFIEC NIC profile (RSSD 654047)