First State Bank & Trust Routing Number (ABA): 091310770

First State Bank & Trust at a glance

Its CET1 capital ratio was 28.50% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.

Total assets, Q2 2026

$542.6M

CET1 ratio, Q2 2026

28.50%

Deposit insurance

FDIC

Regulator

FDIC

Domestic offices

4 FDIC institution directory, current count

Latest call report

Q2 2026, FFIEC 051

Established

1926

Full financial profile · Is First State Bank & Trust safe? · First State Bank & Trust call report · Branch locations

What the digits mean

The first two digits, 09, place this number in the Federal Reserve Bank of Minneapolis's district (District 9). Digits five through eight, 1077, identify the institution within that district. The last digit, 0, is a check digit, and the number passes the standard check: weight the nine digits 3, 7, 1, 3, 7, 1, 3, 7, 1 and the sum is a multiple of 10.

Before you send money to First State Bank & Trust

A routing number tells the payment network which financial institution holds an account. You give it with an account number for ACH transfers through the automated clearing house, such as direct deposit, bill pay and transfers from a checking account, which usually settle in one to two business days. An international wire to a US account normally needs the bank's SWIFT code as well.

Match this number against the one on your First State Bank & Trust checks or in its online banking. Ask the bank for wire instructions (www.fsbtnd.bank). Our record does not show whether this number receives wires. The Federal Reserve's E-Payments Routing Directory shows it: its Fedwire participant search lists the numbers that can receive Fedwire transfers, and its FedACH search lists those that receive ACH payments. How to confirm any routing number.

About First State Bank & Trust

First State Bank & Trust is headquartered in Williston, North Dakota and was established in 1926. It is in the WILLISTON, ND metro area. It reported $542.6M in total assets and $466.0M in deposits for Q2 2026, the 21st largest of the 60 banks headquartered in North Dakota. It reports 4 domestic offices. Its deposits have been FDIC insured since 1934. Its primary federal regulator is the FDIC. 2 other banks and credit unions headquartered in Williston have a routing number listed here.

What the digits in 091310770 mean

The first four digits, 0913, are the Federal Reserve routing symbol. The prefix 09 places the number in the 9th Federal Reserve District (Minneapolis). That is also the district where the bank is headquartered. Digits five through eight, 1077, identify the institution within its Federal Reserve district. The last digit, 0, is a check digit. Weighting the digits 3, 7 and 1 in turn gives 3 x 10 + 7 x 17 + 1 = 150, a multiple of 10, so 091310770 is a well-formed routing number. A mistyped digit almost always breaks that sum.

What is the First State Bank & Trust routing number?

The First State Bank & Trust routing number is 091310770. It is the primary ABA routing transit number registered to First State Bank & Trust, headquartered in Williston, ND. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 27, 2026.

What is the First State Bank & Trust wire routing number?

This page lists the primary routing number registered to First State Bank & Trust. The record does not say whether the bank uses the same number for wire transfers. Confirm the wire routing number with First State Bank & Trust before sending a wire.

Is ABA number 091310770 the routing number for First State Bank & Trust?

Yes. It is the primary routing number registered to First State Bank & Trust.

Which bank uses routing number 091310770?

It belongs to First State Bank & Trust, headquartered in Williston, ND. It is the bank's primary ABA routing number (FDIC certificate 14801).

Routing numbers of similar-size institutions in North Dakota

Bank, Williston, ND

American State Bank & Trust Company of Williston: 091300515

Credit union, Williston, ND

Western Cooperative Credit Union: 291379142

Bank, Drayton, ND

Kodabank: 091309736

Bank, Jamestown, ND

Unison Bank: 091310495

Credit union, Maddock, ND

North Star Community Credit Union: 291378774

Bank, Buxton, ND

First State Bank: 091305329

Bank, Arthur, ND

Banknorth: 091305044

Bank, Hunter, ND

Dakota Heritage Bank: 091302872

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