Unison Bank Routing Number (ABA): 091310495

Unison Bank at a glance

It reports no CET1 ratio; its Tier 1 leverage ratio was 10.02% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.

Total assets, Q2 2026

$596.9M

Tier 1 leverage ratio, Q2 2026

10.02%

Deposit insurance

FDIC

Regulator

FDIC

Domestic offices

4 FDIC institution directory, current count

Established

1965

Full financial profile · Is Unison Bank safe? · Branch locations

What the digits mean

The first two digits, 09, place this number in the Federal Reserve Bank of Minneapolis's district (District 9). Digits five through eight, 1049, identify the institution within that district. The last digit, 5, is a check digit, and the number passes the standard check: weight the nine digits 3, 7, 1, 3, 7, 1, 3, 7, 1 and the sum is a multiple of 10.

Before you send money to Unison Bank

A routing number tells the payment network which financial institution holds an account. You give it with an account number for ACH transfers through the automated clearing house, such as direct deposit, bill pay and transfers from a checking account, which usually settle in one to two business days. An international wire to a US account normally needs the bank's SWIFT code as well.

Match this number against the one on your Unison Bank checks or in its online banking. Ask the bank for wire instructions (www.unisonbank.com). Our record does not show whether this number receives wires. The Federal Reserve's E-Payments Routing Directory shows it: its Fedwire participant search lists the numbers that can receive Fedwire transfers, and its FedACH search lists those that receive ACH payments. How to confirm any routing number.

About Unison Bank

Unison Bank is headquartered in Jamestown, North Dakota and was established in 1965. It is in the JAMESTOWN, ND metro area. It reported $596.9M in total assets and $499.1M in deposits for Q2 2026, the 19th largest of the 60 banks headquartered in North Dakota. It reports 4 domestic offices. Its deposits have been FDIC insured since 1965. Its primary federal regulator is the FDIC. One other bank or credit union headquartered in Jamestown has a routing number listed here.

What the digits in 091310495 mean

The first four digits, 0913, are the Federal Reserve routing symbol. The prefix 09 places the number in the 9th Federal Reserve District (Minneapolis). That is also the district where the bank is headquartered. Digits five through eight, 1049, identify the institution within its Federal Reserve district. The last digit, 5, is a check digit. Weighting the digits 3, 7 and 1 in turn gives 3 x 7 + 7 x 19 + 6 = 160, a multiple of 10, so 091310495 is a well-formed routing number. A mistyped digit almost always breaks that sum.

What is the Unison Bank routing number?

The Unison Bank routing number is 091310495. It is the primary ABA routing transit number registered to Unison Bank, headquartered in Jamestown, ND. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 27, 2026.

What is the Unison Bank wire routing number?

This page lists the primary routing number registered to Unison Bank. The record does not say whether the bank uses the same number for wire transfers. Confirm the wire routing number with Unison Bank before sending a wire.

Is ABA number 091310495 the routing number for Unison Bank?

Yes. It is the primary routing number registered to Unison Bank.

Which bank uses routing number 091310495?

It belongs to Unison Bank, headquartered in Jamestown, ND. It is the bank's primary ABA routing number (FDIC certificate 19396).

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