Kodabank Routing Number (ABA): 091309736

Kodabank at a glance

It reports no CET1 ratio; its Tier 1 leverage ratio was 10.28% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.

Total assets, Q2 2026

$559.8M

Tier 1 leverage ratio, Q2 2026

10.28%

Deposit insurance

FDIC

Regulator

FDIC

Domestic offices

12 FDIC institution directory, current count

Established

1916

Full financial profile · Is Kodabank safe? · Branch locations

What the digits mean

The first two digits, 09, place this number in the Federal Reserve Bank of Minneapolis's district (District 9). Digits five through eight, 0973, identify the institution within that district. The last digit, 6, is a check digit, and the number passes the standard check: weight the nine digits 3, 7, 1, 3, 7, 1, 3, 7, 1 and the sum is a multiple of 10.

Before you send money to Kodabank

A routing number tells the payment network which financial institution holds an account. You give it with an account number for ACH transfers through the automated clearing house, such as direct deposit, bill pay and transfers from a checking account, which usually settle in one to two business days. An international wire to a US account normally needs the bank's SWIFT code as well.

Match this number against the one on your Kodabank checks or in its online banking. Ask the bank for wire instructions (www.kodabank.com). Our record does not show whether this number receives wires. The Federal Reserve's E-Payments Routing Directory shows it: its Fedwire participant search lists the numbers that can receive Fedwire transfers, and its FedACH search lists those that receive ACH payments. How to confirm any routing number.

About Kodabank

Kodabank is headquartered in Drayton, North Dakota and was established in 1916. It reported $559.8M in total assets and $483.0M in deposits for Q2 2026, the 20th largest of the 60 banks headquartered in North Dakota. It reports 12 domestic offices. Its deposits have been FDIC insured since 1934. Its primary federal regulator is the FDIC.

What the digits in 091309736 mean

The first four digits, 0913, are the Federal Reserve routing symbol. The prefix 09 places the number in the 9th Federal Reserve District (Minneapolis). That is also the district where the bank is headquartered. Digits five through eight, 0973, identify the institution within its Federal Reserve district. The last digit, 6, is a check digit. Weighting the digits 3, 7 and 1 in turn gives 3 x 10 + 7 x 12 + 16 = 130, a multiple of 10, so 091309736 is a well-formed routing number. A mistyped digit almost always breaks that sum.

What is the Kodabank routing number?

The Kodabank routing number is 091309736. It is the primary ABA routing transit number registered to Kodabank, headquartered in Drayton, ND. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 27, 2026.

What is the Kodabank wire routing number?

This page lists the primary routing number registered to Kodabank. The record does not say whether the bank uses the same number for wire transfers. Confirm the wire routing number with Kodabank before sending a wire.

Is ABA number 091309736 the routing number for Kodabank?

Yes. It is the primary routing number registered to Kodabank.

Which bank uses routing number 091309736?

It belongs to Kodabank, headquartered in Drayton, ND. It is the bank's primary ABA routing number (FDIC certificate 8386).

Routing numbers of similar-size institutions in North Dakota

Bank, Williston, ND

First State Bank & Trust: 091310770

Bank, Jamestown, ND

Unison Bank: 091310495

Credit union, Williston, ND

Western Cooperative Credit Union: 291379142

Bank, Williston, ND

American State Bank & Trust Company of Williston: 091300515

Credit union, Maddock, ND

North Star Community Credit Union: 291378774

Bank, Arthur, ND

Banknorth: 091305044

Bank, Buxton, ND

First State Bank: 091305329

Bank, Cavalier, ND

United Valley Bank: 091301640

All routing numbers in North Dakota