First Western Trust Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks First Western Trust Bank of Denver, CO against its peer group of 931 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.81% | 1.46% | -0.65% | 19th bottom |
| ROAE | 8.16% | 12.72% | -4.56% | 21st bottom |
| Net Interest Margin | 3.00% | 3.85% | -0.85% | 15th bottom |
| Efficiency Ratio | 74.36% | 57.38% | +16.98% | 13th bottom |
| PPNR / Avg Assets | 0.99% | 1.88% | -0.89% | 15th bottom |
| Yield on Earning Assets Behind the peer average, ahead of the median peer. | 5.57% | 5.72% | -0.15% | 52nd above |
| Cost of Funds | 2.77% | 2.01% | +0.76% | 13th bottom |
| Net Interest Spread | 2.48% | 3.18% | -0.70% | 19th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.63% | 1.00% | -0.37% | 49th below |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.53% | 0.76% | -0.23% | 47th below |
| NCO / Avg Loans | -0.00% | 0.43% | -0.43% | 83rd top |
| ACL / Total Loans | 0.74% | 1.31% | -0.57% | 11th bottom |
| ACL / NPLs (Coverage) | 118.18% | 543.90% | -425.72% | 36th below |
| Texas Ratio Ahead of the peer average, behind the median peer. | 5.64% | 7.39% | -1.75% | 44th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 11.37% | 17.35% | -5.98% | 16th bottom |
| Tier 1 Ratio | 11.37% | 17.38% | -6.01% | 15th bottom |
| Total Capital Ratio | 12.20% | 18.43% | -6.23% | 12th bottom |
| Leverage Ratio | 9.22% | 11.44% | -2.22% | 17th bottom |
| Equity / Assets | 9.78% | 11.34% | -1.56% | 38th below |
| TCE / Tangible Assets | 8.90% | 10.50% | -1.60% | 30th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 95.88% | 86.94% | +8.94% | 27th below |
| Core Deposit Ratio | 83.59% | 85.56% | -1.97% | 30th below |
| Uninsured Deposit Ratio | 40.05% | 33.11% | +6.94% | 27th below |
| Wholesale Funding Ratio | 1.13% | 5.71% | -4.58% | 79th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 7.12% | 9.68% | -2.56% | 63rd above |
| Loan Growth (Y/Y) Behind the peer average, ahead of the median peer. | 6.72% | 8.06% | -1.34% | 57th above |
| Deposit Growth (Y/Y) | 12.52% | 7.86% | +4.66% | 82nd top |
See First Western Trust Bank's peers by name
The 931 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock First Western Trust Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full First Western Trust Bank profile, how to read a UBPR, or how this data updates.