Branch Network
First Whitney Bank and Trust Locations & Branches Atlantic, Iowa
BankRegReports is independent of First Whitney Bank and Trust and never asks for online banking logins or passwords.
First Whitney Bank and Trust operates 2 branches from its headquarters in Atlantic, IA, .
First Whitney Bank and Trust branch network
Both branches are in IOWA. Its largest office by deposits is its main office in Atlantic, IA, with $178.4M (70.0% of its branch deposits). It had the same number of branches on June 30, 2025.
First Whitney Bank and Trust at a glance
Its CET1 capital ratio was 14.41% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $287.5M
- CET1 ratio, Q2 2026
- 14.41%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1907
Full financial profile · Is First Whitney Bank and Trust safe? · First Whitney Bank and Trust call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Atlantic, IA (2 branches) | 2 of 5 | 19.6% | $254.8M |
| State: IA (2 branches) | 112 of 261 | 0.2% | $254.8M |
Ranked by total assets among banks headquartered in the state: Largest banks in Iowa.
Share by county and metro area
First Whitney Bank and Trust's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Cass, IA (2 branches) | 2 of 7 | 17.6% | $254.8M | $1.45B |
Metro area share: not on file. None of this bank's branches sit in a metropolitan or micropolitan area in the FDIC branch directory.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| First Whitney Bank and Trust (main office) | Atlantic, IA | 50022 | $178.4M |
| Drive-In Branch | Atlantic, IA | 50022 | $76.4M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 254) · FFIEC NIC profile (RSSD 740249)