Bank routing number ยท Independence, Kansas
Firstoak Bank Routing Number (ABA): 101108209
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The Firstoak Bank routing number is 101108209. It is the primary ABA routing transit number on the bank's FFIEC National Information Center record, refreshed here on October 25, 2026.
Firstoak Bank at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 10.48% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $241.2M
- Tier 1 leverage ratio, Q2 2026
- 10.48%
- Deposit insurance
- FDIC
- Regulator
- Federal Reserve
- Domestic offices
- 4 FDIC institution directory, current count
- Established
- 1881
Full financial profile · Is Firstoak Bank safe? · Branch locations
Firstoak Bank routing numbers on file
| Routing number | Type | Status | Source |
|---|---|---|---|
| 101108209 | Primary ABA | Active | FFIEC NIC |
Record refreshed here on October 25, 2026. NIC holds one primary number per bank; Firstoak Bank publishes any other numbers it uses itself.
What the digits mean
The first two digits, 10, place this number in the Federal Reserve Bank of Kansas City's district (District 10). Digits five through eight, 0820, identify the institution within that district. The last digit, 9, is a check digit, and the number passes the standard check: weight the nine digits 3, 7, 1, 3, 7, 1, 3, 7, 1 and the sum is a multiple of 10.
Before you send money to Firstoak Bank
A routing number tells the payment network which financial institution holds an account. You give it with an account number for ACH transfers through the automated clearing house, such as direct deposit, bill pay and transfers from a checking account, which usually settle in one to two business days. An international wire to a US account normally needs the bank's SWIFT code as well.
Match this number against the one on your Firstoak Bank checks or in its online banking. Ask the bank for wire instructions (www.firstoakbank.com). Our record does not show whether this number receives wires. The Federal Reserve's E-Payments Routing Directory shows it: its Fedwire participant search lists the numbers that can receive Fedwire transfers, and its FedACH search lists those that receive ACH payments. How to confirm any routing number.
About Firstoak Bank
Firstoak Bank is headquartered in Independence, Kansas and was established in 1881. It reported $241.2M in total assets and $212.3M in deposits for Q2 2026, the 81st largest of the 182 banks headquartered in Kansas. It reports 4 domestic offices. Its deposits have been FDIC insured since 1934. Its primary federal regulator is the Federal Reserve.
What the digits in 101108209 mean
The first four digits, 1011, are the Federal Reserve routing symbol. The prefix 10 places the number in the 10th Federal Reserve District (Kansas City). That is also the district where the bank is headquartered. Digits five through eight, 0820, identify the institution within its Federal Reserve district. The last digit, 9, is a check digit. Weighting the digits 3, 7 and 1 in turn gives 3 x 4 + 7 x 0 + 18 = 30, a multiple of 10, so 101108209 is a well-formed routing number. A mistyped digit almost always breaks that sum.
What is the Firstoak Bank routing number?
The Firstoak Bank routing number is 101108209. It is the primary ABA routing transit number registered to Firstoak Bank, headquartered in Independence, KS. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 25, 2026.
What is the Firstoak Bank wire routing number?
This page lists the primary routing number registered to Firstoak Bank. The record does not say whether the bank uses the same number for wire transfers. Confirm the wire routing number with Firstoak Bank before sending a wire.
Is ABA number 101108209 the routing number for Firstoak Bank?
Yes. It is the primary routing number registered to Firstoak Bank.
Which bank uses routing number 101108209?
It belongs to Firstoak Bank, headquartered in Independence, KS. It is the bank's primary ABA routing number (FDIC certificate 4660).
Routing numbers of similar-size institutions in Kansas
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Regulator records: FDIC BankFind (cert 4660) · FFIEC NIC profile (RSSD 916857)