Branch Network
F&M Bank Locations & Branches Falls City, Nebraska
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F&M Bank operates 2 branches from its headquarters in Falls City, NE, .
F&M Bank branch network
Both branches are in NEBRASKA. Its largest office by deposits is its main office in Falls City, NE, with $115.1M (100.0% of its branch deposits). It had the same number of branches on June 30, 2025.
F&M Bank at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 11.63% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $135.3M
- Tier 1 leverage ratio, Q2 2026
- 11.63%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Established
- 1882
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Falls City, NE (2 branches) | 2 of 5 | 35.1% | $115.1M |
| State: NE (2 branches) | 107 of 160 | 0.1% | $115.1M |
Ranked by total assets among banks headquartered in the state: Largest banks in Nebraska.
Share by county and metro area
F&M Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Richardson, NE (2 branches) | 2 of 6 | 29.8% | $115.1M | $386.7M |
Metro area share: not on file. None of this bank's branches sit in a metropolitan or micropolitan area in the FDIC branch directory.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| F&M Bank (main office) | Falls City, NE | 68355 | $115.1M |
| Harlan Street Branch | Falls City, NE | 68355 | $0 |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 5401) · FFIEC NIC profile (RSSD 259059)