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F&M Bank and Trust Company Locations & Branches Hannibal, Missouri
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F&M Bank and Trust Company operates 3 branches from its headquarters in Hannibal, MO, .
F&M Bank and Trust Company branch network
All 3 branches are in MISSOURI, across 2 cities. Hannibal, MO has the most of its branches, 2. Its largest office by deposits is its main office in Hannibal, MO, with $119.4M (72.7% of its branch deposits). It had the same number of branches on June 30, 2025.
F&M Bank and Trust Company at a glance
Its CET1 capital ratio was 15.38% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $182.4M
- CET1 ratio, Q2 2026
- 15.38%
- Deposit insurance
- FDIC
- Regulator
- Federal Reserve
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1886
Full financial profile · Is F&M Bank and Trust Company safe? · F&M Bank and Trust Company call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Hannibal, MO (2 branches) | 2 of 7 | 22.4% | $141.0M |
| State: MO (3 branches) | 156 of 249 | <0.1% | $164.3M |
Ranked by total assets among banks headquartered in the state: Largest banks in Missouri.
Share by county and metro area
F&M Bank and Trust Company's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Marion, MO (3 branches) | 3 of 10 | 17.5% | $164.3M | $938.6M |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Hannibal, MO (3 branches) | 3 of 10 | 14.6% | $164.3M | $1.13B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| F&M Bank and Trust Company (main office) | Hannibal, MO | 63401 | $119.4M |
| F&M Bank and Trust Company Branch | Monroe City, MO | 63456 | $23.3M |
| F&M Bank and Trust Company Branch | Hannibal, MO | 63401 | $21.6M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 30595) · FFIEC NIC profile (RSSD 413673)