Bank routing number ยท Alma, Georgia
FNB South Routing Number (ABA): 061212866
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The FNB South routing number is 061212866. It is the primary ABA routing transit number on the bank's FFIEC National Information Center record, refreshed here on October 27, 2026.
FNB South at a glance
Its CET1 capital ratio was 22.90% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $734.8M
- CET1 ratio, Q2 2026
- 22.90%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Domestic offices
- 4 FDIC institution directory, current count
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1950
Full financial profile · Is FNB South safe? · FNB South call report · Branch locations
FNB South routing numbers on file
| Routing number | Type | Status | Source |
|---|---|---|---|
| 061212866 | Primary ABA | Active | FFIEC NIC |
Record refreshed here on October 27, 2026. NIC holds one primary number per bank; FNB South publishes any other numbers it uses itself.
What the digits mean
The first two digits, 06, place this number in the Federal Reserve Bank of Atlanta's district (District 6). Digits five through eight, 1286, identify the institution within that district. The last digit, 6, is a check digit, and the number passes the standard check: weight the nine digits 3, 7, 1, 3, 7, 1, 3, 7, 1 and the sum is a multiple of 10.
Before you send money to FNB South
A routing number tells the payment network which financial institution holds an account. You give it with an account number for ACH transfers through the automated clearing house, such as direct deposit, bill pay and transfers from a checking account, which usually settle in one to two business days. An international wire to a US account normally needs the bank's SWIFT code as well.
Match this number against the one on your FNB South checks or in its online banking. Ask the bank for wire instructions (www.fnbsouth.net). Our record does not show whether this number receives wires. The Federal Reserve's E-Payments Routing Directory shows it: its Fedwire participant search lists the numbers that can receive Fedwire transfers, and its FedACH search lists those that receive ACH payments. How to confirm any routing number.
About FNB South
FNB South is headquartered in Alma, Georgia and was established in 1950. It reported $734.8M in total assets and $610.4M in deposits for Q2 2026, the 22nd largest of the 121 banks headquartered in Georgia. It reports 4 domestic offices. Its deposits have been FDIC insured since 1951. Its primary federal regulator is the FDIC. One other bank or credit union headquartered in Alma has a routing number listed here.
What the digits in 061212866 mean
The first four digits, 0612, are the Federal Reserve routing symbol. The prefix 06 places the number in the 6th Federal Reserve District (Atlanta). That is also the district where the bank is headquartered. Digits five through eight, 1286, identify the institution within its Federal Reserve district. The last digit, 6, is a check digit. Weighting the digits 3, 7 and 1 in turn gives 3 x 10 + 7 x 13 + 9 = 130, a multiple of 10, so 061212866 is a well-formed routing number. A mistyped digit almost always breaks that sum.
What is the FNB South routing number?
The FNB South routing number is 061212866. It is the primary ABA routing transit number registered to FNB South, headquartered in Alma, GA. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 27, 2026.
What is the FNB South wire routing number?
This page lists the primary routing number registered to FNB South. The record does not say whether the bank uses the same number for wire transfers. Confirm the wire routing number with FNB South before sending a wire.
Is ABA number 061212866 the routing number for FNB South?
Yes. It is the primary routing number registered to FNB South.
Which bank uses routing number 061212866?
It belongs to FNB South, headquartered in Alma, GA. It is the bank's primary ABA routing number (FDIC certificate 17011).
Routing numbers of similar-size institutions in Georgia
- Bank, Alma, GA
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- Oconee State Bank: 061113282
- Bank, Chatsworth, GA
- First National Community Bank: 061102594
- Credit union, Rome, GA
- Coosa Valley Credit Union: 261171383
- Credit union, Woodstock, GA
- Credit Union of Georgia: 261171493
- Bank, Atlanta, GA
- Citizens Trust Bank: 061010220
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- First State Bank of Blakely: 061202931
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- Promiseone Bank: 061121180
View FNB South's full profile →
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Regulator records: FDIC BankFind (cert 17011) · FFIEC NIC profile (RSSD 12030)