Bank routing number ยท Watkinsville, Georgia
Oconee State Bank Routing Number (ABA): 061113282
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The Oconee State Bank routing number is 061113282. It is the primary ABA routing transit number on the bank's FFIEC National Information Center record, refreshed here on October 25, 2026.
Oconee State Bank at a glance
Its CET1 capital ratio was 12.88% at Q2 2026, above regulatory requirements.
- Total assets, Q2 2026
- $744.1M
- CET1 ratio, Q2 2026
- 12.88%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Domestic offices
- 7 FDIC institution directory, current count
- Established
- 1960
Full financial profile · Is Oconee State Bank safe? · Branch locations
Oconee State Bank routing numbers on file
| Routing number | Type | Status | Source |
|---|---|---|---|
| 061113282 | Primary ABA | Active | FFIEC NIC |
Record refreshed here on October 25, 2026. NIC holds one primary number per bank; Oconee State Bank publishes any other numbers it uses itself.
What the digits mean
The first two digits, 06, place this number in the Federal Reserve Bank of Atlanta's district (District 6). Digits five through eight, 1328, identify the institution within that district. The last digit, 2, is a check digit, and the number passes the standard check: weight the nine digits 3, 7, 1, 3, 7, 1, 3, 7, 1 and the sum is a multiple of 10.
Before you send money to Oconee State Bank
A routing number tells the payment network which financial institution holds an account. You give it with an account number for ACH transfers through the automated clearing house, such as direct deposit, bill pay and transfers from a checking account, which usually settle in one to two business days. An international wire to a US account normally needs the bank's SWIFT code as well.
Match this number against the one on your Oconee State Bank checks or in its online banking. Ask the bank for wire instructions (www.oconeestatebank.com). Our record does not show whether this number receives wires. The Federal Reserve's E-Payments Routing Directory shows it: its Fedwire participant search lists the numbers that can receive Fedwire transfers, and its FedACH search lists those that receive ACH payments. How to confirm any routing number.
About Oconee State Bank
Oconee State Bank is headquartered in Watkinsville, Georgia and was established in 1960. It is in the ATHENS-CLARKE COUNTY, GA metro area. It reported $744.1M in total assets and $658.3M in deposits for Q2 2026, the 21st largest of the 121 banks headquartered in Georgia. It reports 7 domestic offices. Its deposits have been FDIC insured since 1960. Its primary federal regulator is the FDIC.
What the digits in 061113282 mean
The first four digits, 0611, are the Federal Reserve routing symbol. The prefix 06 places the number in the 6th Federal Reserve District (Atlanta). That is also the district where the bank is headquartered. Digits five through eight, 1328, identify the institution within its Federal Reserve district. The last digit, 2, is a check digit. Weighting the digits 3, 7 and 1 in turn gives 3 x 3 + 7 x 15 + 6 = 120, a multiple of 10, so 061113282 is a well-formed routing number. A mistyped digit almost always breaks that sum.
What is the Oconee State Bank routing number?
The Oconee State Bank routing number is 061113282. It is the primary ABA routing transit number registered to Oconee State Bank, headquartered in Watkinsville, GA. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 25, 2026.
What is the Oconee State Bank wire routing number?
This page lists the primary routing number registered to Oconee State Bank. The record does not say whether the bank uses the same number for wire transfers. Confirm the wire routing number with Oconee State Bank before sending a wire.
Is ABA number 061113282 the routing number for Oconee State Bank?
Yes. It is the primary routing number registered to Oconee State Bank.
Which bank uses routing number 061113282?
It belongs to Oconee State Bank, headquartered in Watkinsville, GA. It is the bank's primary ABA routing number (FDIC certificate 18143).
Routing numbers of similar-size institutions in Georgia
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- Coosa Valley Credit Union: 261171383
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- Bank, Atlanta, GA
- Citizens Trust Bank: 061010220
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- Barwick Banking Company: 061211427
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Regulator records: FDIC BankFind (cert 18143) · FFIEC NIC profile (RSSD 573036)