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Freedom Bank, Inc. Locations & Branches Philippi, West Virginia
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Freedom Bank, Inc. operates 9 branches from its headquarters in Philippi, WV, .
Freedom Bank, Inc. branch network
All 9 branches are in WEST VIRGINIA, across 8 cities. Philippi, WV has the most of its branches, 2. Its largest office by deposits is the Bcbank Branch office in Philippi, WV, with $105.1M (27.6% of its branch deposits). On June 30, 2025 it had 5 branches, 4 fewer than in 2026.
Freedom Bank, Inc. at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 11.40% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $429.7M
- Tier 1 leverage ratio, Q2 2026
- 11.40%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1939
Full financial profile · Is Freedom Bank, Inc. safe? · Freedom Bank, Inc. call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Philippi, WV (2 branches) | 1 of 2 | 70.0% | $149.9M |
| State: WV (9 branches) | 23 of 65 | 0.8% | $380.4M |
Ranked by total assets among banks headquartered in the state: Largest banks in West Virginia.
Share by county and metro area
Freedom Bank, Inc.'s share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Barbour, WV (3 branches) | 1 of 2 | 76.9% | $213.2M | $277.4M |
| Harrison, WV (2 branches) | 8 of 13 | 2.9% | $55.2M | $1.92B |
| Upshur, WV (1 branch) | 5 of 5 | 8.1% | $46.0M | $566.2M |
| Marion, WV (2 branches) | 6 of 8 | 2.1% | $44.7M | $2.14B |
| Randolph, WV (1 branch) | 5 of 7 | 2.7% | $21.4M | $789.0M |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Clarksburg, WV (2 branches) | 10 of 14 | 2.4% | $55.2M | $2.27B |
| Fairmont, WV (2 branches) | 6 of 8 | 2.1% | $44.7M | $2.14B |
| Elkins, WV (1 branch) | 5 of 7 | 2.7% | $21.4M | $789.0M |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Bcbank Branch | Philippi, WV | 26416 | $105.1M |
| Freedom Bank, Inc. (main office) | Belington, WV | 26250 | $63.3M |
| Buckhannon Branch | Buckhannon, WV | 26201 | $46.0M |
| Philippi Branch | Philippi, WV | 26416 | $44.8M |
| Nutter Fort Office | Nutter Fort, WV | 26301 | $36.9M |
| Fairmont Branch | Fairmont, WV | 26554 | $27.0M |
| Elkins Branch | Elkins, WV | 26241 | $21.4M |
| Bridgeport Branch | Bridgeport, WV | 26330 | $18.3M |
| Farmington Branch | Farmington, WV | 26571 | $17.6M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 15664) · FFIEC NIC profile (RSSD 629522)