Glennville Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Compared with Q1 2026, Total risk-based capital ratio rose 1.27 percentage points in Q2 2026 to 23.00%, the biggest move on this page. Glennville Bank ranks 18th of 79 Georgia banks on CET1 ratio, in the upper half at 21.74% (Q2 2026). Glennville Bank reported 21.74% on CET1 ratio for Q2 2026, 6.67 points above the 15.07% median for banks in the $100M-1B asset tier.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 21.74% |
| Tier 1 risk-based capital ratio | 21.74% |
| Total risk-based capital ratio | 23.00% |
| Tier 1 leverage ratio | 11.02% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $49.2M |
| Tier 1 capital | $49.2M |
| Total risk-based capital | $52.1M |
| Total equity capital | $44.0M |
| Risk-weighted assets | $226.5M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 9.91% |
| Tangible equity to tangible assets | 9.77% |
| Equity capital to average assets | 9.84% |
| Internal capital growth rate | 16.69% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $300K |
| Common stock surplus | $8.7M |
| Retained earnings | $40.9M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$5.9M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 18.94% | 18.94% | 20.19% | 10.78% | $220.6M |
| Q4 2023 | 18.04% | 18.04% | 19.29% | 10.53% | $222.3M |
| Q1 2024 | 18.27% | 18.27% | 19.52% | 10.88% | $226.8M |
| Q2 2024 | 18.85% | 18.85% | 20.11% | 11.20% | $226.4M |
| Q3 2024 | 19.05% | 19.05% | 20.30% | 11.44% | $231.7M |
| Q4 2024 | 18.71% | 18.71% | 19.97% | 10.67% | $226.7M |
| Q1 2025 | 19.53% | 19.53% | 20.79% | 10.78% | $224.7M |
| Q2 2025 | 20.04% | 20.04% | 21.30% | 10.91% | $227.1M |
| Q3 2025 | 20.56% | 20.56% | 21.81% | 10.97% | $228.9M |
| Q4 2025 | 19.97% | 19.97% | 21.23% | 10.72% | $229.6M |
| Q1 2026 | 20.48% | 20.48% | 21.74% | 10.99% | $231.9M |
| Q2 2026 | 21.74% | 21.74% | 23.00% | 11.02% | $226.5M |
Glennville Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Glennville Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Glennville Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 9244) · FFIEC NIC profile (RSSD 439132)